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Turning 18 next week, but have Under 18 account

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  • 07-05-2010 9:29pm
    #1
    **Timbuk2**
    Moderators, Education Moderators, Motoring & Transport Moderators Posts: 7,395 Mod ✭✭✭✭


    I'm with Ulster Bank, and have an Adapt Account, which is the UB term for an account for under 18s, which operates as a normal current account without credit facilities (but you still get the Visa Debit Card).

    I will be 18 next Thursday. Is there any need for me to contact the bank and tell them, or can I just continue as normal? Will I be automatically upgraded to a normal Current Account (minus the credit facilities) or will I have to apply again?

    Sorry for the trivial question.


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    #2
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    No need to contact them. The account will continue as normal. You can apply to have it upgraded to a Current Account where you can avail of of features like an overdraft etc if you meet the criteria.


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    #3
    **Timbuk2**
    Moderators, Education Moderators, Motoring & Transport Moderators Posts: 7,395 Mod ✭✭✭✭**Timbuk2**


    Thanks for the reply! That's good to hear. I think I'll just leave it as it is, as I don't think I'd be eligible for any of the upgraded facilities, such as an overdraft, owing to the fact that I have no credit history, and not a lot in the bank account.

    Thanks again for the reply!


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