Insurance Technicalities

AlwaysRight

I was told today, and I am still doubting, that if you are insured as a named driver on a car and a learner, then the person accompanying you as the full license driver must ONLY be the person under whose name the policy is.

Long complicated sentence, but if you have any knowledge or views on this I'd love to hear them. And what would be great if someone had any documents or proof of either side of the argument. I can find nothing to prove the theory, but nothing to disprove it either!...yet!

Thanks

LookBehindYou

You are insured as a named driver on A car reg no : ........... you can drive that car provided you have someone with a full lic with you, it does not have to be the policy holder.
You cannot drive any other car on that policy.

AlwaysRight

Thats what I was thinking. Apparently this person read it in an Aviva insurance policy....I'd love to see a document saying it, or not saying it.

DriveSkill

You need to check the specific car policy, they are not all the same!

Aviva do have an insurance scheme whereby if you book a set of driving lessons through their school then you will get 'free' named driving insurance on a car for 6 months (usually the parent's car). Couple of conditions on it :- insurance only covers you while the main policy holder is the accompanying driver (i.e. usually the parent) -or- an Aviva ADI driving instructor. Obviously for this to work in the first place the parents (or whoever) need to have their policy with Aviva.

Skyb

This post has been deleted.

3DataModem

Our old AXA policy allowed the main driver (wife + provisional) and the named driver (me + full) both to drive other peoples cars under the insurance.

pa990

phone your insurance company and ask.. Have your policy number to hand.
Only they will be able to give a definate answer