Audi S3 Insurance

stuckinarut

SO i got my quote from 123.ie at a fairly decent 1230 considering im 24 with 5 yrs no claims.

the problem is when i checked with my current insurer, they say that i cannot transfer the discount they have given me, but it must be split from 5 yrs, to 3 yrs named, 2 yr NCB.

My quote then went up to nearly 2000.

Any ideas as to where i should go for a different quote?

Have just mailed Britton insurance, so waiting to hear back from them.

Gumbo

im with Brittan Insurance on my S3.
685e fully comp for me and my GF, im 29 with full NCB.


when your ringing around make sure the insurance companies are quoting you for th correct car, most of them assume its the 2.0 S3 which only came out in the new shape, make sure they know its the 1.8 Quattro S3 and most of them have the car saved in the following grouping -

• Audi
• A3
• S3 Quattro

assuming its the MK1 S3 you have OP?

smash

xsdirect. But it might still be high even if you buy the excess down.

And I'd phone the insurance ombudsman to discuss it. Let them fight your corner and ask why you can't have the discount they gave you. Also get out your last policy renewal quote and check what they've said on it re NCB.

stuckinarut

Yeah, its the mk1 version from 2001..

And i juts lost my deposit to 123.ie if i dont go with them, great!

Gumbo

stuckinarut wrote: »

And i juts lost my deposit to 123.ie if i dont go with them, great!

you shouldnt, you have 14 days from the initial purchase date to cancel the insurance policy with no loss of money.

unattendedbag

same happened m when renewing with Aviva. Ive been driving for almost 7 years with no claims but only had my own policy for the last 2. I was querying the NCB and they just dimissed the named driver experience. They basically said as far as they were concerned ive only being driving for 2 years properly.

stuckinarut

they have their non refundable setup fee.

Got an online quote for 1200 with Britton, 4k excess.

the only thing is it comes in under the A3 rather than S3. I'd be worried if the worst happened, i wouldn't be covered depsite engine size and quattro spec being mentioned in the name..

Gumbo

stuckinarut wrote: »

the only thing is it comes in under the A3 rather than S3. I'd be worried if the worst happened, i wouldn't be covered depsite engine size and quattro spec being mentioned in the name..

are you sure you are doing the quote properly?
my insurance cert has S3 on it.

here is a screen shot from their website clearly stating that the S3 is a separate car from the rest, not just listed as an A3.

stuckinarut

Thanks kceire, dumbass over here was rushing through in work and never scrolled down!

1450 with a 1250 excess aint too bad.. Or can risk 1250 with 4k excess..

€200 peace of mind could be worth it.

Gumbo

stuckinarut wrote: »

Thanks kceire, dumbass over here was rushing through in work and never scrolled down!

1450 with a 1250 excess aint too bad.. Or can risk 1250 with 4k excess..

€200 peace of mind could be worth it.

i would rarther pay the extra 200 for the lower excess tbh

Alanstrainor

kceire wrote: »

i would rarther pay the extra 200 for the lower excess tbh

Most definitely, would never consider a 4K excess over a 1250K excess for the sake of 200 quid!