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Documentation required when applying for a mortgage

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  • 01-06-2010 11:34pm
    #1
    who what when
    Registered Users Posts: 822 ✭✭✭


    It seems to be very hard to find this information on any lenders website.

    But anyway if people can give me an idea what i need to be getting together i would be very grateful


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    #2
    Davy
    Registered Users Posts: 19,340 CMod ✭✭✭✭Davy


    P60, 3 months payslips, passport or driving licence. 6 months bank statements and a utility bill will cover most stuff. They might ask for more stuff later, like more payslips etc


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    #3
    who what when
    Registered Users Posts: 822 ✭✭✭who what when


    Is that just your p60 for the previous year or would they need more than 1?


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    #4
    Kalimah
    Registered Users Posts: 1,182 ✭✭✭Kalimah


    When we were remortgaging with EBS they wanted our state marriage cert and three years mortgage statements from our previous provider. Plus a valuation cert from some crowd they appointed. We had to pay for that. When I hear how the banks were "throwing money at people" I laugh. We were taking a loan of 45k over 15 years and the house was worth 450k at least at that time-2003.

    The whole process was so tortuous and slow I never felt the urge to borrow for extensions etc!


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    #5
    Davy
    Registered Users Posts: 19,340 CMod ✭✭✭✭Davy


    who what when wrote: »
    Is that just your p60 for the previous year or would they need more than 1?

    Just the latest would do.


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