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Loans ICB Re Credit Union

rilly99 · 2010-06-08 16:56:10

Someone told me before that when you apply for a bank laon you don't have to put down your CU loan as the bank can't see same when they check with the ICB - anyone know if this is true ? Secondly do late (rather than missed ) payments always show up on the ICB report ??

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08-06-2010 5:56pm

#1

rilly99

Registered Users Posts: 221 ✭✭

Join Date: July 2009

Posts: 152

Someone told me before that when you apply for a bank laon you don't have to put down your CU loan as the bank can't see same when they check with the ICB - anyone know if this is true ?

Secondly do late (rather than missed ) payments always show up on the ICB report ??

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#2 08-06-2010 6:12pm
Random

Closed Accounts Posts: 19,080 ✭✭✭✭

Join Date: September 2004

Posts: 16669

when applying for a loan you should always be as truthful as possible or it could catch you out down the line, e.g. your bank may notice monthly dd's to your cu account from your current account etc.

if your cu is not on this list then they won't show up in your icb report.
http://www.icb.ie/membership.php

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#3 08-06-2010 6:20pm
rilly99

Registered Users Posts: 221 ✭✭

Join Date: July 2009

Posts: 152

Thanks for that , answers my question some show up, some don't - mine does - so guess be telling the truth then :rolleyes:

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#4 08-06-2010 6:45pm
chris85

Registered Users Posts: 4,502 ✭✭✭

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Posts: 4193

any payments over 30 days late will be marked on ICB.

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