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MODIFIED INSURANCE !=0

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  • 20-06-2010 10:21pm
    #1
    sir_
    Closed Accounts Posts: 16 ✭


    Bought an Opel Astra other day serious bargain,:D it has 16'' wolfracer alloys.;) Will this be insured as modified or whats the story?:eek: and how much will be insurance rise by??..:eek: would it be a good idea too put in an induction kit into the astra without telling the insurance peepscool.gif :cool:
    Tagged:


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    #2
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    your insurance company are the only people really who can give you figures on how much your insurance will be effected by.

    it's not a good idea to not tell your insurance company about modifications as they might not pay out for damage to your car if you have an accident.


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    #3
    Eric Cartman
    Registered Users Posts: 26,280 ✭✭✭✭Eric Cartman


    all modifications should be declared to the insurance company as it could cost you dearly if you had a crash , alloy wheels wont make much of a difference when declared provided you havent changed the size too much


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    #4
    sir_
    Closed Accounts Posts: 16 ✭sir_


    Eric Cartman wrote: »
    all modifications should be declared to the insurance company as it could cost you dearly if you had a crash , alloy wheels wont make much of a difference when declared provided you havent changed the size too much
    True true.. the modifacations will include:
    tinted windows
    alloys
    blocked out number plates
    stickers. :o


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    #5
    skibum
    Registered Users Posts: 2,071 ✭✭✭skibum


    If your wheels are nicked and you decide to make a claim off your insurance but you havn't told your insurers that they are not the originals, they most likely will not pay out for them.

    The other "modifications":rolleyes: ie tinted windows, blocked out number plates & stickers. should make absolutely no difference to your policy / premium.

    An induction kit could probably be considered as an engine modification and should be declared.

    On the other hand when I had my last car mapped I declared it to my insurers and it made no difference to my premium.....


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    #6
    -Chris-
    Closed Accounts Posts: 12,035 ✭✭✭✭-Chris-


    sir_ wrote: »
    True true.. the modifacations will include:
    tinted windows
    alloys
    blocked out number plates
    stickers. :o

    Do you have experience that these mods will affect your insurance, or are you just being a smartass?


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    #7
    martydunf
    Registered Users Posts: 403 ✭✭martydunf


    sir_ wrote: »
    blocked out number plates

    What exactly do you mean by blocked out number plates? Is that even legal?:confused:


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    #8
    B00MSTICK
    Registered Users Posts: 1,917 ✭✭✭B00MSTICK


    I think we may see the OPs car in another thread on here if he's not careful ;)

    You'll only be able to get a very light tint on the front windows for the NCT. It'll hardly make it worth doing.

    I'm not sure what you mean by blocking out the plates but if they aren't fully visible you'll get pulled. Once you get pulled they'll spot that the plates aren't legal and make you change them.


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    #9
    RobertM
    Registered Users Posts: 470 ✭✭RobertM


    sir_ wrote: »
    True true.. the modifacations will include:
    tinted windows
    alloys
    blocked out number plates
    stickers. :o
    B00MSTICK wrote: »
    I think we may see the OPs car in another thread on here if he's not careful ;)

    You'll only be able to get a very light tint on the front windows for the NCT. It'll hardly make it worth doing.

    I'm not sure what you mean by blocking out the plates but if they aren't fully visible you'll get pulled. Once you get pulled they'll spot that the plates aren't legal and make you change them.

    Like this one ? :pac:

    http://boards.ie/vbulletin/showthread.php?t=2055281815


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    #10
    sir_
    Closed Accounts Posts: 16 ✭sir_


    B00MSTICK wrote: »
    I think we may see the OPs car in another thread on here if he's not careful ;)

    You'll only be able to get a very light tint on the front windows for the NCT. It'll hardly make it worth doing.

    I'm not sure what you mean by blocking out the plates but if they aren't fully visible you'll get pulled. Once you get pulled they'll spot that the plates aren't legal and make you change them.
    Oh ur so funny **** stick


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    #11
    sir_
    Closed Accounts Posts: 16 ✭sir_


    martydunf wrote: »
    What exactly do you mean by blocked out number plates? Is that even legal?:confused:
    course it is.. the letters are in block-simple


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    #12
    Alanstrainor
    Registered Users Posts: 23,157 ✭✭✭✭Alanstrainor


    sir_ wrote: »
    Oh ur so funny **** stick

    Banned for 3 days.


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    #13
    B00MSTICK
    Registered Users Posts: 1,917 ✭✭✭B00MSTICK


    Lighten up, only rising you :D

    By letters in block do you mean german style font?


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