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cashing boi cheque- no account

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  • 20-07-2010 8:52pm
    #1
    foundry
    Registered Users Posts: 605 ✭✭✭


    Hi i have a boi cheque for 1300 issued from naas. i do not have a boi account, is it possible to go to naas boi with id and cash it? thanks for replies


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    #2
    lonestargirl
    Registered Users Posts: 1,501 ✭✭✭lonestargirl


    No I don't think so, as far as I'm aware you need to lodge it into your bank account but that can be in any bank not necessarily BOI.


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    #3
    tommy21
    Closed Accounts Posts: 2,419 ✭✭✭tommy21


    Yes this is possible. My gf often does it. As long as the cheque is issued from that specific branch, you can cash it. Bring passport/driving licence.


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    #4
    pjmn
    Registered Users Posts: 1,067 ✭✭✭pjmn


    .. you will be able to cash in branch cheque is drawn on - as long as cheque isn't crossed.


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    #5
    foundry
    Registered Users Posts: 605 ✭✭✭foundry


    pjmn wrote: »
    .. you will be able to cash in branch cheque is drawn on - as long as cheque isn't crossed.

    The cheque has two lines goin through the amount alright. . does this mean crossed/account only?
    man cheques r backwards.


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    #6
    lonestargirl
    Registered Users Posts: 1,501 ✭✭✭lonestargirl


    tommy21 wrote: »
    Yes this is possible. My gf often does it. As long as the cheque is issued from that specific branch, you can cash it. Bring passport/driving licence.
    pjmn wrote: »
    .. you will be able to cash in branch cheque is drawn on - as long as cheque isn't crossed.

    I stand corrected, thanks guys.


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    #7
    pjmn
    Registered Users Posts: 1,067 ✭✭✭pjmn


    foundry wrote: »
    The cheque has two lines goin through the amount alright. . does this mean crossed/account only?
    man cheques r backwards.

    .. sounds like it I'm afraid....

    ... agree with your 'backwards' statement - think we will see the phasing out of cheques over the coming years...


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    #8
    tommy21
    Closed Accounts Posts: 2,419 ✭✭✭tommy21


    pjmn wrote: »
    .. sounds like it I'm afraid....

    ... agree with your 'backwards' statement - think we will see the phasing out of cheques over the coming years...

    Hmm interesting - does this mean the OP has to open a BOI account, or that he/she can lodge it via their own bank account but has to wait the obligatory five days?


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    #9
    foundry
    Registered Users Posts: 605 ✭✭✭foundry


    Just an update i ended up lodging cheque into a friends boi account (with them beside me ) withdrew money straight away so it all worked out thankfully.

    Abolish the cheque!


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    #10
    AstonMartin
    Registered Users Posts: 1,313 ✭✭✭AstonMartin


    Your mate must not be the sharpest knife in the drawer. just because you got the cash straight away does not mean the cheque cleared so dont spend it for a few days.


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    #11
    dlambirl
    Registered Users Posts: 2,062 ✭✭✭dlambirl


    foundry wrote: »
    The cheque has two lines goin through the amount alright. . does this mean crossed/account only?
    man cheques r backwards.

    Every cheque has cross lines printed on them - was it crossed with & CO or AC PAYEE ONLY?? If not, you can cash them no problem


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    #12
    tenchi-fan
    Closed Accounts Posts: 3,339 ✭✭✭tenchi-fan


    dlambirl wrote: »
    Every cheque has cross lines printed on them - was it crossed with & CO or AC PAYEE ONLY?? If not, you can cash them no problem

    My cheque book doesn't have lines printed on them!

    If lines are on it, I think it means the cheque must be lodged to an account first rather than just cashed over the counter.

    You can also cross it "account payee only" to instruct the bank it can only be lodged to the payee's bank account.


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