Charge more to ATMs usage to prevent tiger kidnapping????

Banned Account

Ill thought out rubbish - I haven't come across an ATM that holds €300k - what about fining the banks who breach protocol in these instances. Something tells me if the insurance companies failed to stump up the banks wouldn't be long getting their arses in gear.

monkeypants

Ikky Poo2 wrote: »

.... thus encouraging people to have more cash on them when in person, especailly having just left an ATM...?

Good point. People will take out more each time to cut down on the number of withdrawals. Could muggings go up?

nice1franko

It's a great idea IMO.

Similarly, shops should up their prices so there is less cash in the tills to discourage theft. Also, they should hold little or no stock so there is no stock to steal.

Dermot is a true visionary and very, very wise man.

eightyfish

crapmanjoe wrote: »

Go over to the contintent or oz or america and everybody pays for everything via EFTPOS (laser)

Actually THERE'S the solution. This is a much better idea. Ditch the stupid €40 per year tax on debit cards and make all bank cards automatically into debit cards. Make it illegal to have a minimum amount for using the cards and then encourage people to pay for everything using Laser. Much less need for loaded ATMs. Good idea, IMO.

Amhran Nua

Solair wrote: »

Also since the state basically owns the banks they could easily ask them to develop a more sensible and technologically advanced alternative to laser cards.eg visa debit and pay wave contactless cards for small high volume payments.

Or take it a step further and let people pay for things using their phones like they do all over the place in Japan, buses and trains for starters.

The solution to crime isn't to make life harder for the public but to catch the criminals. Tiger attacks are particularly vicious and personal crimes, threatening a man's wife and kids while he goes and gets the money. There's a limited pool of criminals with the stomach for stuff like that, and the guards usually have met them before.

What we need is a dedicated squad of guards whose sole job is to keep tabs on these characters and watch for signs of an impending tiger attack.

Liam Byrne

eightyfish wrote: »

But there is a link between tiger kidnappings and the amount of money that is stored in a bank branch - most of which may be in the ATM. So if you reduce the use of ATMs, you reduce the amount of money that has to be held in them. That's the idea, anyway.

So where would all the money that our few remaining businesses lodge go to ?

At this stage, there can only be one of 3 explanations:

1) Ahern is losing it
2) Ahern is playing politics in advance of the budget so that everyone says on the day "Ah, at least they didn't introduce that ridiculous tax"
3) FF don't want to deal with what's on the way, so are trying to piss us off enough to demand them out

I reckon it's a combination of all three.

Sticky_Fingers

Why do bank personnel have access to the ATM's in the first place? Won't it make more sense to have a third party security company deal with the stocking of ATM's to provide a buffer so that if some scumbag kidnaps a bank employee they have no way of getting at the cash. Ahern can fook right off, I'd rather withdraw all my saving and close my account than pay anymore bank charges. The way the country and banks are going it would be probably safer anyway not to have your money with them.

cc87

Its all just government BS to try to distract the public from the fact that they have pretty much crippled the country for years to come by throwing 25 billion euro at the banks.

Ahern hasnt the slightest intention of that tax, but its a way of moving peoples focus away from the real issue.

We, as a country, are f**ked.

monkeypants

Sticky_Fingers wrote: »

Won't it make more sense to have a third party security company deal with the stocking of ATM's

That would stop the kidnapping of bank staff all right as they'll just kidnap the security company staff instead. Unless the cash is still kept by the bank, in which case we're back to kidnapping bank staff again.

Liam Byrne wrote: »

2) Ahern is playing politics in advance of the budget so that everyone says on the day "Ah, at least they didn't introduce that ridiculous tax"

There's definitely some of that going on.

Abelloid

pickarooney wrote: »

No matter how many times I read this, I can find absolutely no causal link whatsoever between tiger kidnappings and ATM charges. This sounds like something a person with serious mental health issues might say.

It's laughable, why doesn't he put a tax on kidnap victims so they stop getting kidnapped? That sounds fair to me.

Saruman

I seem to have a non cash mentality and often don't have any. I have had to remind myself to make sure I have €20 handy for when I come across somewhere that is cash only or has a minimum spend of €10 to pay by card.

Stupid idea... It will not stop these kidnappings as bank managers/workers will always be a target as long as banks hold cash.

If it is just robberies from ATMs that is worrying him then the solution is to take the ability to access an ATM away from the bank. Perhaps a government security agency with armed personel to handle ATMs.

Dravokivich

Saruman wrote: »

Perhaps a government security agency with armed personel to handle ATMs.

Sticky_Fingers wrote: »

Why do bank personnel have access to the ATM's in the first place?

Working in an IT Solutions company, providing for a bank, I can advise there are mantenance issues that may require someone to actually get into the ATM and clean it up. They can't wait a day for someone to come in from a facilities / security company to do it.

It would also be very costly to bring something in like this. Doesn't seem very practical at all.

My issue is why does it only take 1 person to open it up and gain access?

Abelloid

Dravokivich wrote: »

Working in an IT Solutions company, providing for a bank, I can advise there are mantenance issues that may require someone to actually get into the ATM and clean it up. They can't wait a day for someone to come in from a facilities / security company to do it.

It would also be very costly to bring something in like this. Doesn't seem very practical at all.

My issue is why does it only take 1 person to open it up and gain access?

What about the little fella that works inside the machine? Can't he look after the maintenance too? Throw him a few quid extra or something...

SEPT 23 1989

Ahern wants a cashless society because the black market is booming,nothing to do with "tiger kidnappings"

phill106

Just thought of a way to stop tiget kidnappings. Hell, it will stop bank robberies. Make money bigger and heavier.
Coinage stays the same. 10 euro weighs 10 lbs. 20 euro weighs 20lbs.
Lets see someone try and steal 300000 then.....

mikom

SEPT 23 1989 wrote: »

Ahern wants a cashless society because the black market is booming,nothing to do with "tiger kidnappings"

Seems we drink from the same cup SEPT 23 1989.

mikom wrote: »

The government just hates the idea of cash transactions as the black economy is out of the tax net.

So a tax on ATMs is just one more turn of the screw towards a cashless society.

Their solution to everything seems to be to tax it.
I look forward to the cancer tax, the AIDS tax, and the left handed tax.

Saruman

Ok then another simple solution (to me anyway), and I am sure it would be costly at first would be that the locks for an ATM have to be remotely activated. Still needs someone to physically open it but before the lock works it needs to be electronically activated by a 24 hour security company. If they get the request outside of banking hours then there is obviously something very wrong.

pickarooney

What's the point of minimum amounts for card purchases in some shops? I've only seen it in one place (LIDL) but they make out like it's technically impossible to pay with a card for under 10 euros of groceries.

eightyfish

pickarooney wrote: »

What's the point of minimum amounts for card purchases in some shops? I've only seen it in one place (LIDL) but they make out like it's technically impossible to pay with a card for under 10 euros of groceries.

They get charged a set fee by the bank per transaction AFAIK. And if you use a credit card the shop gets charged a percentage of the total.

stephendevlin

Micky Dolenz wrote: »

And the saddest part is, if they bring it in, we'll take it and not do a thing about it.

Start going into the bank (causing ques) and withdraw your money from there or just go in and take out large amounts from the ATM at any one time.

Buy a very nice thin matress:D

stephendevlin

eightyfish wrote: »

They get charged a set fee by the bank per transaction AFAIK. And if you use a credit card the shop gets charged a percentage of the total.

I went into a shop to get 2 items with no cash (€3.49). They told me I had to spend €10 to use my card. I had to walk out.

strobe

Just heard this on the radio, was going to start a thread about it titled "you rage, you lose". If a minister was to actually come out and publicly propose this in any other country he would not only be forced to resign on the grounds of extreme incompetence and dishonesty, he would be put in a lunatic asylum.

Dermot, you are a lying, stupid, shameless weasel. Piss off somewhere else, you are a disgrace!

stephendevlin

Put electronic locks on the doors half hour before and half hour after opening and closing times. No messing about then nobody gets in/out after trading hours.

Nobody has access to to it not even managers


Have it contolled centrally for emerg purposes.

Theres a business opportunity for someone!

Central security systems for banks! If people are kidnapped there still is no way to get inside the banks without notifying the authorities.

Dravokivich

stephendevlin wrote: »

Central security systems for banks! If people are kidnapped there still is no way to get inside the banks without notifying the authorities.

TBH... I don't recall hearing this happening to TSB / Ulster Bank / AIB...

I know there was another recently, didn't see which company though. But when these started getting really common over the last couple of years it was primarily BOI I was hearing about... They need to sort themselves out...

Edit:
Read over link in OP and see that the recent bank was an AIB branch...

Banned Account

Can I just say at this point that the money was not taken from the ATM machine - it was taken from the vault which was opened by the persons colleagues because he told them his OH was being held hostage.

The point about the ATM tax was to reduce the need for branches to carry so much cash as they wouldn't need to fill them as much which is complete and utter Bolloxology.

All the bank staff should now turn around to their business customers and say "sorry, can't take that lodgement here - too dangerous mate - can you bring it to Leinster house and swap it for expense vouchers - cheers"

Wibbs

eightyfish wrote: »

They get charged a set fee by the bank per transaction AFAIK. And if you use a credit card the shop gets charged a percentage of the total.

Exactly. The use of a credit card is more expensive. Then the business is paying out for the machine itself etc. If nothing else they're slower than case transactions and hold up queues. TBH I have a higher limit on credit card transactions. There's no way I'd allow for 10 euro transactions.

This all about being able to track people more easily, so the good little citizens can be taxed and controlled even more. Fcuk all to do with security. The crims will just bypass it as they always do and the ordinary person gets more crap added to their lives.

At this stage I no longer get surprised by the utter twaddle coming from the mouths of those tasked with running the country. Most coudnt run a tap. Though TBH I'm a little surprised at the source of this one Ahern is usually one of the more sensible ones. Then again even the most basic level of sense would pass for genius when looking at his fellows in all parties.

sdanseo

I actually think it's a great idea. Almost everywhere takes a laser card these days.

Put more laser card terminals in shops, car parks, takeaways etc and introduce a law that says you cannot have a minimum charge for laser transactions (which don't cost anything as far as I know, unlike credit cards).

Cashless is the best way to go no matter which way to think about it, if I take €20 out of the bank to pay for a train ticket, I tend to end up spending the rest on useless shíte anyway. If you don't have cash on the hip, you're much less likely to frivel money away.

Abelloid

sdonn wrote: »

I actually think it's a great idea. Almost everywhere takes a laser card these days.

Put more laser card terminals in shops, car parks, takeaways etc and introduce a law that says you cannot have a minimum charge for laser transactions (which don't cost anything as far as I know, unlike credit cards).

Cashless is the best way to go no matter which way to think about it, if I take €20 out of the bank to pay for a train ticket, I tend to end up spending the rest on useless shíte anyway. If you don't have cash on the hip, you're much less likely to frivel money away.

If the balance in your account was adjusted immediately I would use Laser, I hate it when transactions surface four days later.

Gummy Panda

JustinOval wrote: »

If the balance in your account was adjusted immediately I would use Laser, I hate it when transactions surface four days later.

It is adjusted straight away now. They changed it nearly a year ago after a series of laser card fraud.

Abelloid

Gummy Panda wrote: »

It is adjusted straight away now. They changed it nearly a year ago after a series of laser card fraud.

Mine isn't.. Last transaction took 24 hours to show on my balance.