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F'in motorbikes under 25kw :(

  • 07-09-2010 11:26am
    #1
    Closed Accounts Posts: 7


    Motorbikes under 25kw isnt jst my problem about gettin a bike, its getting dem insured, quinn direct quoted me on some 250cc bikes bt none of da bikes i wanted :mad: Vry disappointed so it means no cbr250 fr me :mad:
    bt da only bike i gt quoted on was a suzuki gsf 250 (bandit?) which i believe 2 b as rare as hens teeth....ne body gt ne ideas of other suitable bikes??? ;)


«1

Comments

  • Registered Users, Registered Users 2 Posts: 2,164 ✭✭✭hobochris


    What age are you?

    Bandit 600,hornet 600, fzr600, cbf600,gs500, vfr400, cb400 (just to name a few) can all be restricted and insured.


  • Closed Accounts Posts: 7 The Curran


    im 19 with a provisional license, cbr250 nd gsxr 250, refused insurance :(
    the gsf250 was about 800 fr insurance, which i dnt kno is cheap or dear bt its better than my car insurance


  • Closed Accounts Posts: 9,463 ✭✭✭KTRIC


    The Curren,

    I presume you are using a keyboard, why not make full use of all those lovely keys and type correctly.

    Txt Spk is not tolerated on boards.ie, keep it up and you can take some time off.


  • Closed Accounts Posts: 7 The Curran


    Sorry Boss ;)


  • Registered Users, Registered Users 2 Posts: 7,365 ✭✭✭bladespin


    Gs500, CB500 and ER500 all cheap bikes to run and insure :cool:

    MasteryDarts Ireland - Master your game!



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  • Registered Users, Registered Users 2 Posts: 11,394 ✭✭✭✭Timmaay


    What age bike are you looking for? Try the fzr, zzr or zxr 250, all of them are similar to the cbr250, I think quinn would insure me at the time on a provisional with no experience (I was 24 at the time, didn't bother getting a bike in the end)


  • Closed Accounts Posts: 7 The Curran


    Hmmm nice looking bikes but there sayn il need 2 be 21 to get certain bikes :mad:
    the year of motorbike doesnt bother me,
    it's all jst hard 2 know :confused:


  • Subscribers Posts: 19,425 ✭✭✭✭Oryx


    Have you tried Aon?


  • Closed Accounts Posts: 7 The Curran


    I must give them a ring.thanks
    Quinn-direct, Aon and any other suggestion?:)


  • Registered Users, Registered Users 2 Posts: 7,365 ✭✭✭bladespin


    The Curran wrote: »
    I must give them a ring.thanks
    Quinn-direct, Aon and any other suggestion?:)


    Adelaide

    MasteryDarts Ireland - Master your game!



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  • Registered Users, Registered Users 2 Posts: 403 ✭✭martydunf


    AFAIK Quinn are the best for first time bikers. Im driving a restricted Bandit 600 and believe me tis plenty quick!;)

    Im 22 though but to give ya an idea Im playing €750 to insure it which is savage IMO seen as I have zero biking experience and no rider training!:D


  • Closed Accounts Posts: 11,582 ✭✭✭✭TheZohanS


    The Curran wrote: »
    I must give them a ring.thanks
    Quinn-direct, Aon and any other suggestion?:)

    If you're going to try Quinn-Direct try online first, I'm a first time biker and got a cheaper and quicker quote off them online than I did on the phone.


  • Registered Users Posts: 292 ✭✭.17hmr


    The Curran wrote: »
    I must give them a ring.thanks
    Quinn-direct, Aon and any other suggestion?:)

    You could try caroll nash bike insurance they are not to bad with there quotes


  • Registered Users Posts: 31 sronoc


    Ducati Monster 400


  • Registered Users, Registered Users 2 Posts: 3,883 ✭✭✭pa990


    quinn arent necessary the cheapest for first time bikers, Adelaide do good deals as well, but like all ins compaines, it depends on age etc


  • Registered Users, Registered Users 2 Posts: 7,026 ✭✭✭Wossack


    unless its changed, adelaide needed ya to be 25+ with 1 years NCB


  • Registered Users, Registered Users 2 Posts: 2,164 ✭✭✭hobochris


    martydunf wrote: »
    AFAIK Quinn are the best for first time bikers. Im driving a restricted Bandit 600 and believe me tis plenty quick!;)

    Im 22 though but to give ya an idea Im playing €750 to insure it which is savage IMO seen as I have zero biking experience and no rider training!:D

    Op Training will help you out with insurance costs a lot, to give you an idea, I'm 25 have the same bike as martydunf (bandit 600 restricted) first year was 1100 fully comp, I did grade 2 training and assessment and the next year that with 1 years ncb brought my insurance down to around 400-500 fully comp.


  • Closed Accounts Posts: 7 The Curran


    I just tried quinn again there asking for a quote on a 600 bandit restricted down to a 250 but still no good :confused:
    I was told i have to be over 21,apu, i also tried zxr250 and still.....no good :(
    Starting ta give up hope here


  • Registered Users, Registered Users 2 Posts: 7,365 ✭✭✭bladespin


    Forget the sports 250s they're all rated high to begin with, for the Bandit you would need a factory restricted bike (not an aftermarket cert) and even then it's a lot of bike to start off with.

    Do you have a full license, if not it's better to do a course with a rider training school (using their bike) and do the test on it, you'll be a much more attractive proposition with the full license.

    Failing all that try a Bros 400, they're one of the most insurable sporty bikes out there.

    MasteryDarts Ireland - Master your game!



  • Registered Users, Registered Users 2 Posts: 283 ✭✭carsQhere


    The Curran wrote: »
    I just tried quinn again there asking for a quote on a 600 bandit restricted down to a 250

    Restriction has nothing to do with an engine size, yet you seem to be focussed on 250cc bikes for some reason.

    Have a read of this page;
    http://www.magireland.org/content/25kw-licence-facts

    You should be able to insure a factory restricted Bandit 600 or similar as a first time biker. If you do a little training and an insurance assessment you'll get a decent discount on the insurance too.

    You can train with these guys on school bikes;
    http://www.msa-ireland.com/

    I'm not connected to them in any way, just using them as an example. I know a number of instructors have school bikes now because CBT is coming in from December 6th.

    Hope that helps. Don't give up on it :-)


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  • Registered Users, Registered Users 2 Posts: 1,675 ✭✭✭TechnoPool


    sv650 pal ;)

    quinn were the only one who would insure me on that, im 23 and was around 800e cheaper than AON


  • Registered Users, Registered Users 2 Posts: 384 ✭✭josh59


    bladespin wrote: »
    Adelaide

    Taking lessons at the moment about to buy a bike - contacted Adelaide for a few quotes - would only talk to me after I had held a provisional of over a year :(


  • Closed Accounts Posts: 1 scribbles666


    try the yamaha yzf r125, deadly little bike, insurance should be no problem


  • Registered Users, Registered Users 2 Posts: 403 ✭✭martydunf


    try the yamaha yzf r125, deadly little bike, insurance should be no problem

    No use to do the full test on unless he wants a full A1 licence which means he'll be restricted to <125cc motorbikes, in otherwise bike should be 250cc or greater for the A licence


  • Closed Accounts Posts: 7 The Curran


    there's so many limitation with this insurance crack, having to be over 21, full licene for 2 years, under 25kw of power, no sport bikes, awkward aul craic hi
    And i believe Carole Nash are a good crowd but need full license.


  • Registered Users, Registered Users 2 Posts: 403 ✭✭martydunf


    Plenty of lads riding bikes with prov. licences that are under 21 but as unfortunate as it is there will be limitations. Quinn will definatly quote you but really depends on the type of bike it is. Use their online quote system and plug in differnt makes and models of bikes and see if you get any joy.


  • Closed Accounts Posts: 30 NitroHead91


    The Curran wrote: »
    I just tried quinn again there asking for a quote on a 600 bandit restricted down to a 250 but still no good :confused:
    I was told i have to be over 21,apu, i also tried zxr250 and still.....no good :(
    Starting ta give up hope here


    Im also 19, and I had the very same dilema as you buddy.... Any 250 racer, forget about it, wont get insured, even the factory restricted 600cc bikes are impossible for provisional drivers under the age of 21-25 to get insured on ( in my experience with Quinn ). Unless you wanna get quoted €6000 from AON or Charole Nash !!

    Here's the answer !!
    Get a Honda Hornet 250 ! I got insured on one for €850 (TPO) from Quinn.
    The hornet 250 has the same revvy inline 4 cylinder engine as the CBR250rr :D, but it is slightly detuned ( redlining at 16k revs instead of 19k outputting 40BHP instead of 45bhp, not a huge difference ) Although its 40BHP and not 33BHP, its power to weight is just within the law ! This makes it suitable for young learner riders like me and you !! :)

    I got one of these Hornet 250 myself, Very reliable and fast and fun bike to drive
    ( 0-100 kph in about 5.5 seconds :D , 160-170 kmp top speed :D)

    The bad news is the Hornets dont come cheep, I paid €2300 for a 98 reg ( from a dealer with warranty ) You could get a 96 reg one privatly for around €1500-€2000

    I did my homework and this is the best 250cc bike a young rider like me or you can insure !


  • Registered Users, Registered Users 2 Posts: 7,365 ✭✭✭bladespin


    Although its 40BHP and not 33BHP, its power to weight is just within the law !

    I wouldn't bet on that.

    MasteryDarts Ireland - Master your game!



  • Closed Accounts Posts: 30 NitroHead91


    bladespin wrote: »
    I wouldn't bet on that.

    I would bet on it... Cos the licencing law says that your allowed
    25kW or 0.16kW / kg

    Because of the hornets weight it is equal to a 33bhp (25kW) bike cos its equal to 0.16kW / kg

    Oh nd i have a provisional license and im 19, and i have been driving a hornet 250 for 8 months now. So i assure you it is learner legal


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  • Closed Accounts Posts: 30 NitroHead91


    try the yamaha yzf r125, deadly little bike, insurance should be no problem

    Yeah these are a very nice looking bike ! best looking 125 4 banger by miles !!


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