Insurance for camera gear ..

the_monkey

Hi folks,
off to South Africa and Namibia in 2 weeks, will be bringing all my camera gear (€7,000 worth..) so what reliable insurance would you recommend ,
one that actually will pay out if my stuff is stolen.


I'm hearing so many stories of people paying premiums and then the insurance company worming their way out of paying up...

cheers..

A.Partridge

I went to France to shoot a family wedding last week.

Called up my house insurance people and they put my gear on the house insurance. Said it was covered inside or outside and would work out at €30 per year...and that includes a laptop.

Paulw

Try contacting camerainsurance.ie and see what they say.

the_monkey

A.Partridge wrote: »

I went to France to shoot a family wedding last week.

Called up my house insurance people and they put my gear on the house insurance. Said it was covered inside or outside and would work out at €30 per year...and that includes a laptop.

Thanks, I just called multitrip and they dont cover it ...
they mentioned home insurance aswell, but I live in Spain and i rent,
and insurance isn't big over here anyway - they tend to wing their way through life.


I'll check out camerainsurance.ie , othwerwise looks like ill have to wing it ...

Nforce

A.Partridge wrote: »

I went to France to shoot a family wedding last week.

Called up my house insurance people and they put my gear on the house insurance. Said it was covered inside or outside and would work out at €30 per year...and that includes a laptop.

Same as that...mine is covered under the house insurance (so long as I'm not a professional 'tog) and I'll be bringing the lot (~5k worth) to France next week and it's still covered under the home insurance policy.

the_monkey

camerainsurance would do it as im not resident in ireland ? i mean what the fuuck is that ??

Guess ill have to wing it ....

Paulw

the_monkey wrote: »

camerainsurance would do it as im not resident in ireland ? i mean what the fuuck is that ??

I didn't notice you weren't in Ireland when I posted.

They can only cover those who are resident in Ireland. Nothing strange there.

You won't get any spanish company who can insure an Irish person.

the_monkey

Paulw wrote: »

I didn't notice you weren't in Ireland when I posted.

They can only cover those who are resident in Ireland. Nothing strange there.

You won't get any spanish company who can insure an Irish person.

Suppose it makes sense as they have annual policies, what i was confused about was that id be only away for 21 days.

Insurance in Spain is really only used for mandatory stuff - like your car,
personal belongings is not really done, plus I wouldn't trust the cowboys here.

the_monkey

Paulw wrote: »

You won't get any spanish company who can insure an Irish person.

Indeed you wont !

or else they will just f*ck me ... thats the attitude over here in banks etc ... "Ah he's foreign ... lets f*ck him!"


Anyway anyone know of an international crowd that will insure let me know, cheers

PCPhoto

I got insurance with a company in England - cant remember their name but they offer worldwide coverage.... just google photography insurance and you should find someone.

for approx 7K worth of gear ...prob only about €200-€250 ... I paid about €800 for about €35K worth - including renting my gear to other professionals and personal underwater photography.

Paulw

PCPhoto wrote: »

I got insurance with a company in England - cant remember their name but they offer worldwide coverage.... just google photography insurance and you should find someone.

A number of UK companies are licensed to provide insurance cover in Ireland (which would then cover worldwide travel), but they may not be able to provide cover to someone resident in Spain who then travels elsewhere.

There must be some camera insurance provider in Spain, even for Spanish professional photographers.

Freddie59

A.Partridge wrote: »

I went to France to shoot a family wedding last week.

Called up my house insurance people and they put my gear on the house insurance. Said it was covered inside or outside and would work out at €30 per year...and that includes a laptop.

Same here.

kjt

Camerainsurance.ie is just using aaduki and charging extra.

Go direct to http://www.aaduki.com/ and you should get a good deal. They where the best when looking around a few weeks ago

LeoB

A chap who posts here Balfey72 is in the insurance business and part of his work is around camera insurance. www.heritageinsurance.ie . I think thats it or give him pm

Paulw

Maybe the last two posters should read the thread.

The OP is in Spain, so no Irish (nor UK) insurer will cover him.

LeoB

Paulw wrote: »

Maybe the last two posters should read the thread.

The OP is in Spain, so no Irish (nor UK) insurer will cover him.

I did read it PaulW, maybe he has an address in Ireland seeing as he is posting on Boards.ie. Maybe they would be good enough to put him in touch with some company who would quote him

Paulw

The OP has already been in contact with Derek (Balfey72) from camerainsurance.ie (and heritageinsurance.ie) and the OP said that they informed him that they can't cover him.

The best thing the OP can do is try finding an insurer in Spain.

LeoB

I understand Paul, that Derek cant cover him, )didnt read your original post correctly) Assuming the op has family here I would be inclined to use my brother or sisters address just like people do when purchasing a car accross the border or when looking for cheaper motor insurance. Was'nt being smart:o