Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Visa CC vs Debit charges outside Eurozone (PTSB)

Options
  • 18-10-2010 9:29am
    #1
    arikv
    Registered Users Posts: 247 ✭✭


    Just found What I'm looking for so FYI:

    Visa Credit Card:
    # Non-Euro Transactions: Currency Conversion Fee when withdrawing cash from a Visa Credit Card Account outside of the Eurozone.
    Will there be additional fees on the new Visa Debit Card?

    Visa Debit Card:
    No, the following existing charges will apply when using the Visa Debit Card.
    * When paying for goods or services outside the eurozone – 1.75% of the euro value of the transaction (min €0.46 max €11.43).
    * ATM transactions outside the EU will be charged 3.5% of the euro value (min €3.17 – max €11.43).
    * All non Euro withdrawals will be charged 3.5% of the euro value (min €3.17 – max €11.43).
    There is also an annual Government Stamp Duty applicable on ATM and Debit Card facilities. Where you use your card to withdraw money at an ATM a charge of €2.50 per annum per card is applied. When you use your card at a retailer there is also a charge of €2.50 per annum per card. If you use both facilities, then one charge of €5.00 per annum per card will be applied.

    BTW, I also noticed:
    * Debit Card Transaction - €1,500 per transaction (max of €2,500 within a 24 hour period) so beware of trying to do the same if you intend on using your Debit card on booking family flights.


Advertisement