Penalty Points, Do I have to inform my insurance?

Typewriter · 26-10-2010 1:13pm #1

Hi Just got a letter from the gards telling me I was driving at a speed of 71km/h exceeding a 'special speed limit' of 50km/h.

Balls.:(

So I have to pay €80 and get 2 penalty points.

My question is do I have to ring my insurance (Quinn Direct) and tell them straight away or do I just wait until my next renewal. These are my first ever points.

Atomic Pineapple · 26-10-2010 1:14pm

Contact them and tell them, 2 points had no affect on my premium with Quinn at all so i wouldn't be worried about it.

antodeco · 26-10-2010 1:19pm

Plus, just be aware that the points havent been applied yet. Its only when they receive payment and send out a letter to confirm, then you have points. So when points last for 3 years, they can actually last for a few months longer from "date of offence".

Most insurance companies will only start loading from 6 or above, so I wouldnt worry about it.

KamiKazi · 26-10-2010 1:24pm

Pretty sure you only have to inform them when renewing.

Keith186 · 26-10-2010 1:24pm

I wouldn't bother contacting them now.
You can tell them at renewal.
Don't worry about it. Do worry about all these new speed camera vans coming soon, gonna be every where I'd say so could easily rack up the points.

Typewriter · 26-10-2010 1:34pm

Thanks for all the replys.

Just off the phone with them, the guy was pretty sympathetic and told me it wouldn't effect my premium.

MetzgerMeister · 26-10-2010 1:42pm

I have 4 and it never affected my renewal. I think up to 4 is a kind of stepping stone. Then once you have 5 or 6 your premium is affected.

Keith186 · 26-10-2010 2:12pm

Double post.

Penalty Points, Do I have to inform my insurance?

Comments