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Self employed and wife's small income

  • 11-11-2010 10:45am
    #1
    Builderfromhell
    Registered Users, Registered Users 2 Posts: 1,569 ✭✭✭


    This is my situation and I would appreciate advice before I go to SW offices;
    * was self employed but now have no work.
    * no savings as people not payed me for work done.
    * wife & 2 kids
    * wife has own business but is struggling to survive. Income varies from week to week. Sometimes profit sometimes loss.
    * can't afford rent etc.

    Not sure if we are eligible for anything as my wife has own business and I was self employed.

    Any advice on course of action appreciated.


Comments

  • #2
    mp22
    Moderators, Business & Finance Moderators, Regional South Moderators Posts: 6,854 Mod ✭✭✭✭mp22


    Call into your local citizens information office.


  • #3
    uoluol
    Closed Accounts Posts: 318 ✭✭uoluol


    Not much point going to the CI office, as they will just direct you to the Social Protection office.

    Anyway, if you are available for, and genuinely seeking full time employment, then you are entitled to apply for the means tested Jobseeker's Allowance payment. You will have to supply details of both of wife's and your own business accounts, and both your potential incomes will be assessed by the Social Protection Inspectors.

    I would advise you to make your claim asap, as means testing can take some time, though your claim will be back dated. Many self employed people are now finding themselves in the unfortunate situation of having to sign on, so your situation is not that unusual.


  • #4
    Builderfromhell
    Registered Users, Registered Users 2 Posts: 1,569 ✭✭✭Builderfromhell


    Thanks Uoluol,

    Can I get assistance from Community welfare Officer while waiting for claim to be processed?


  • #5
    DubTony
    Registered Users, Registered Users 2 Posts: 3,267 ✭✭✭DubTony


    Yes. He'll assess your situation and will pay you if he feels the welfare claim is going to go through. He may even go so far as to check with the person who interviews you in welfare, to see if he / she thinks the claim will be paid; so be sure to get that persons name.


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