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looking for insurance

  • 09-12-2010 8:12pm
    #1
    andyone
    Registered Users, Registered Users 2 Posts: 451 ✭✭


    not sure if this is in the right place.... but anyhow, a friend of mine has recently recieved his driving licence after a 4 year ban... and is looking to get back on the road... his licence now carries an endorsement also...
    has any one got any ideas how he'll get back driving for the least amount of money as possible... his own policy... as named driver... or on some one else's open drive(if that'd work)... any input would be greatfully appreciated by my friend....


Comments

  • #2
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    Moved to the main motors forum.

    I can't imagine insurance is going to be cheap. Ringing around to brokers and insurance companies is the best way to get quotes for himself. Also, companies like excess direct could be an option, which would provide comparatively cheap quotes, but as their name suggests, the excesses can be very high.


  • #3
    Ardennes1944
    Registered Users, Registered Users 2 Posts: 9,238 ✭✭✭Ardennes1944


    you wont find it here


  • #4
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,792 Mod ✭✭✭✭Henry Ford III


    A 4 year ban is heavy duty.

    He needs to get on the phone to as many decent motor brokers as possible. It'll be very expensive though I suspect.


  • #5
    mondeo
    Registered Users, Registered Users 2 Posts: 3,676 ✭✭✭mondeo


    I'd say it could be like trying to talk your way out of a room with no doors...
    I cannot imagine the word cheap coming into the equation.


  • #6
    andyone
    Registered Users, Registered Users 2 Posts: 451 ✭✭andyone


    thanks lads i'll pass it on..


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  • #7
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    Try ARB insurance also; when I started driving they used to specialize in high risk policies. Very expensive tho.


  • #8
    andyone
    Registered Users, Registered Users 2 Posts: 451 ✭✭andyone


    djimi wrote: »
    Try ARB insurance also; when I started driving they used to specialize in high risk policies. Very expensive tho.
    high risk???? i presume thats their opinion


  • #9
    shanec1928
    Registered Users, Registered Users 2 Posts: 4,173 ✭✭✭shanec1928


    andyone wrote: »
    high risk???? i presume thats their opinion
    the person is obviously high risk if they were banned for 4 years


  • #10
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    andyone wrote: »
    high risk???? i presume thats their opinion

    If someone is just back from a 4 year driving ban then they are just about as high a risk as you can be.


  • #11
    Crasp
    Registered Users, Registered Users 2 Posts: 624 ✭✭✭Crasp


    4 Years? Who did he kill??


    afaik if people are refusing you insurance, you need written letters of refusal from 3 or more companies. After that, insurers are obliged to quote you (seeing as insurance is a legal requirement). It's usually expensive as hell because that's their way of telling you to **** off.




    I may have imagined this....


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