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Laser Card query

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  • 22-12-2010 5:03pm
    #1
    Fonze07
    Registered Users Posts: 936 ✭✭✭


    I have a laser card and have a daily limit on it. I was just wondering does anybody know if there is a limit if you use the card in shops? I am planning to do a good bit of Xmas shopping tomorrow and was wondering can i use it as long as i have the funds in it or will it eventually get declined.

    Looking forward to a quick response


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    #2
    dave1982
    Registered Users Posts: 4,604 ✭✭✭dave1982


    I paid my insurance before on laser 1000 plus i had that in the bank,so i assume along you have it in the bank you should be ok


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    #3
    Fonze07
    Registered Users Posts: 936 ✭✭✭Fonze07


    Cheers for quick response. I just don't want to go into shops and be told at checkout that it is being declined when i do have the funds in my account to pay for it.


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    #4
    Abelloid
    Registered Users Posts: 3,495 ✭✭✭Abelloid


    I think there is a daily limit, set by your bank... I had a problem putting a deposit on a car last year, I think my limit was around €1200, AIB.

    A bit vague, I know, best to ring your bank.


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    #5
    monkeypants
    Closed Accounts Posts: 2,386 ✭✭✭monkeypants


    I stuck just under €1,800 on it last week. I had the funds and it was initially declined. It was then broken down into two transactions and went through.

    Was nothing to do with Christmas, no way I'd spend that kind of cash on Christmas.


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    #6
    dudara
    Registered Users Posts: 33,518 ✭✭✭✭dudara


    Moved to Banking & Insurance & Pensions

    dudara


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    #7
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,920 Admin ✭✭✭✭✭Toots


    AFAIK the limit is €1500 per transaction, but as monkeypants said, if you break it into two transactions it could go through.

    I had that problem a few years ago when we were buying my engagement ring, but it went through ok in 2 transactions.


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    #8
    L1011
    Registered Users Posts: 68,786 ✭✭✭✭L1011


    Toots* wrote: »
    AFAIK the limit is €1500 per transaction, but as monkeypants said, if you break it into two transactions it could go through.

    I had that problem a few years ago when we were buying my engagement ring, but it went through ok in 2 transactions.

    your engagement ring cost more than €1500 :eek:


    My father put an 11,000 euro car through on multiple transactions, the dealer did it frequently enough - it seems most banks don't restrict how many transactions you can do in a row. That was Ulster when they still did Laser mind.


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    #9
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,920 Admin ✭✭✭✭✭Toots


    Oh, forgot to mention OP, make sure you know your PIN (I know everyone's supposed to know it anyway). It's surprising how many retailers are still bypassing the pin and getting people to sign for transactions, but if you're looking to break up a large transaction they won't do it unless you have your PIN. (Unless they'r insane ;))


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    #10
    wmpdd3
    Registered Users Posts: 9,624 ✭✭✭wmpdd3


    Supermarket tills wont be able to do trans in 2 parts, once all products are scanned. Make sure you stop after half the shopping and pay or they will have to re-scan everything.


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