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Possible to have interest paid early

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  • 29-12-2010 5:17pm
    #1
    irishguy
    Registered Users Posts: 3,299 ✭✭✭


    Does anyone know is it possible to get the interest on a deposit account (which has already been accrued) paid early by a bank (AIB)


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    #2
    snubbleste
    Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    yes.
    close the account.


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    #3
    irishguy
    Registered Users Posts: 3,299 ✭✭✭irishguy


    snubbleste wrote: »
    yes.
    close the account.

    I dont want to close the account.


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    #4
    pow wow
    Closed Accounts Posts: 5,288 ✭✭✭pow wow


    irishguy wrote: »
    I dont want to close the account.

    How early are we talking? Afaik closing it is the only way to do it.


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    #5
    irishguy
    Registered Users Posts: 3,299 ✭✭✭irishguy


    A month, want to get it before the DIRT increase applies. You would think DIRT would be charged when the gain accrues and not when its paid.


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    #6
    snubbleste
    Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    The Dirt increase is only 2%
    Banks are open today, phone yours and ask them your question. Let us know what they say.


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    #7
    irishguy
    Registered Users Posts: 3,299 ✭✭✭irishguy


    snubbleste wrote: »
    The Dirt increase is only 2%
    Banks are open today, phone yours and ask them your question. Let us know what they say.

    I was thinking its gone up to 30% but its only actually 27% as its just a regular deposit account. Thats not as bad :)


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    #8
    Rebel1977
    Registered Users Posts: 802 ✭✭✭Rebel1977


    Cant get interest early, only if you close the account down, interest is paid on regular basis, sometimes in october, some do april and october, of if its a fixed term account whenever it expires


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