Car insurance, am i covered

Trhiggy83 · 10-01-2011 1:13am #1

OK i bought a new car the other day and transferred the insurance to my new car but i still have the old car. A friend of mine wants to buy it off me but he is in limerick and i am in dublin. He doesnt have a full license so i would have to drop it down to him. Am i covered under my policy does anyone know?

I was thinking now that i named my new car as my insured car that the other car would be only insured 3rd party. Is that correct.

patrickc · 10-01-2011 1:15am

Trhiggy83 wrote: »

OK i bought a new car the other day and trnasferred the insurance to my new car but i still have the old car. A friend of mine wants to buy it off me but he is in limerick and i am in dublin. He doesnt have a full license so i would have to drop it down to him. Am i covered under my policy does anyone know?

if its still in your name no, you may be allowed do a temp sub on it, but you need to ring and organise it first. dont just drive it

the_syco · 10-01-2011 1:17am

Trhiggy83 wrote: »

OK i bought a new car the other day and transferred the insurance to my new car but i still have the old car.

If you had a full license, and he had insurance, then yes. If he doesn't have insurance, then no, you'll be driving uninsured.

Henry Ford III · 10-01-2011 1:17am

You are no longer covered on the old car.

jaffa20 · 10-01-2011 1:17am

Trhiggy83 wrote: »

OK i bought a new car the other day and transferred the insurance to my new car but i still have the old car. A friend of mine wants to buy it off me but he is in limerick and i am in dublin. He doesnt have a full license so i would have to drop it down to him. Am i covered under my policy does anyone know?

I was thinking now that i named the other car as my insured car that the other car would be only insured 3rd party. Is that correct.

Probably not. If you have comprehensive, you would only be insured 3rd party to drive another car if it was owned by a 3rd party with a separate policy.

You could do a temp transfer back to your old car to drop it down to him. Check with your insurance company.

Joey the lips · 10-01-2011 1:18am

Nope. You are only insured on one car. You are insured to drive another car that its insured but never to drive 2 cars under the one policy...

Its why an insurence company has to be called from the garage when taking a hire car out while yours is being fixed.

Trhiggy83 · 10-01-2011 1:19am

patrickc wrote: »

if its still in your name no, you may be allowed do a temp sub on it, but you need to ring and organise it first. dont just drive it

Ya thats what i was thinkin, and if it wasnt in my name i would be 3rd party insured.

Cheers for that lads, just needed to double check

Esel · 10-01-2011 6:45am

the_syco wrote: »

If you had a full license, and he had insurance, then yes..

You don't have enough information to make that statement.

the_syco · 10-01-2011 7:39pm

esel wrote: »

You don't have enough information to make that statement.

I suppose so.

oldyouth · 10-01-2011 9:31pm

You cannot drive another car under your Driving of Other Cars extendion if it is owned by you or registered in your name. You must do a temp sub on to your old car but remember, you won't even have fire & theft on your new car while the old one is on your policy

Car insurance, am i covered

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