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bank loan

brilou23 · 2011-01-12 17:32:34

i earn about 240 a week and i wanted to get a loan for about 1500 is there any place that would give me a loan or were would be the easiest

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12-01-2011 6:32pm

#1

brilou23

Registered Users Posts: 1,048 ✭✭✭

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Posts: 993

i earn about 240 a week and i wanted to get a loan for about 1500 is there any place that would give me a loan or were would be the easiest

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#2 12-01-2011 8:28pm
coylemj

Registered Users Posts: 25,437 ✭✭✭✭

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1. Do you currently have an account with a bank or credit union?

2. Have you ever taken out a loan with a financial institution? If 'yes', did you pay it off on time i.e. according to the agreed schedule?

3. Do you have a credit card?

All of these issues will help or hinder you towards getting a loan, in particular if you had a loan in the past and paid it off and are now in employment you're probably 90% of the way to getting loan approval.

By 'hinder' I mean that if you had a loan and were late with repayments or if you have a credit card and have a history of late payments, both of these will act against you.

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#3 15-01-2011 12:04pm
Rebel1977

Registered Users Posts: 802 ✭✭✭

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Posts: 648

Is the €240.00 mandated to your account each week, if not you will have to provide pay slips etc

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