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mortgage advice

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  • 07-02-2011 6:00pm
    #1
    Cynortas
    Registered Users Posts: 282 ✭✭


    hi all im wondering if ye all could help me im looking for advice on getting a mortgage iv decided to buy a house and agreed a price so any help on which is the best lender would be alot im living with my fiance (shes on a student visa) and we are planning to marry in august so ill be getting the mortgage my self my gross pay yearly is 22k thanks


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    #2
    FreudianSlippers
    Registered Users Posts: 20,397 ✭✭✭✭FreudianSlippers


    Moved to Banking & Insurance & Pensions - think it's a more appropriate forum for this query.


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    #3
    Ogham
    Registered Users Posts: 1,844 ✭✭✭Ogham


    You should probably have gone to the banks first to see what they would lend you before you went agreeing prices. You won't get much of a mortgage on 22k - maybe 100k tops. You'll need about 20 % deposit too.


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    #4
    Rebel1977
    Registered Users Posts: 802 ✭✭✭Rebel1977


    22k will give you a tiny mortgage could be even under 100k, is she in full time employment ? Only do a mortgage now when your in permanent employment, and they only include your basic pay dont consider overtime when accessing your application


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