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Combining loans

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  • 11-02-2011 5:20pm
    #1
    loadz
    Registered Users Posts: 106 ✭✭


    We have a number of loans with different institutions and we were wondering is there any bank or credit union that would combine all of them into one so that we would have only a one off payment that is more manageable. Any advice would be welcome.


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    #2
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    loadz wrote: »
    We have a number of loans with different institutions and we were wondering is there any bank or credit union that would combine all of them into one so that we would have only a one off payment that is more manageable. Any advice would be welcome.

    All banks would do it. Pick one and make an appointment. Bring in up to date statements on all loans and get a consolidation loan. Best bet would to be go to your main bank that you have your wages going into but all banks would be open to such a loan.


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    #3
    Rebel1977
    Registered Users Posts: 802 ✭✭✭Rebel1977


    Most banks wont take over other banks loans, best option would be if you have a number of loans with one bank, get them to amalgamate their loans into one for you.


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    #4
    loadz
    Registered Users Posts: 106 ✭✭loadz


    Would banks have an issue with combining credit union and car loans into one.


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    #5
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    Nope. They allow for restructure of other banks debt.


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