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Don't want to do Direct Debit

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  • 04-04-2011 10:57am
    #1
    jacko1
    Closed Accounts Posts: 357 ✭✭


    heard about the price reductions - went online and found that i could only apply for reduced rates if I signed up for Direct Debit

    Why ?

    ESB is a public company that should benefit all its customers - not just those who have bank accounts


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    #2
    lasno
    Registered Users Posts: 497 ✭✭lasno


    Direct debit is not necessary for a disount. If your account is in good you qualify for an 8 perent discount and if you opt for online billing you get an extra 2 percent discount. Phone them on 1850 30 50 90


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    #3
    EI: Una
    Closed Accounts Posts: 1,585 ✭✭✭EI: Una


    Hi jacko1,

    As lasno says (thanks for the input, lasno! :)) there is an option which might suit you, as discussed here.

    Thanks,
    Una


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    #4
    Laramara
    Closed Accounts Posts: 2 ✭Laramara


    Folks,

    In view of the negative publicity on the RTE News, I decided to check out the pricing plans on the ESB website. Standing Charge is shown PER DAY and it's whopping. This must be a mistake. The price plans are skewed in favour of the well off - how disgraceful to exclude those who are less able to pay and add to their hardship. :mad:


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    #5
    Priori
    Closed Accounts Posts: 421 ✭✭Priori


    Laramara wrote:
    Standing Charge is shown PER DAY and it's whopping.

    Afraid you're wrong there mate, none of the ESB standing charges have changed.

    Airtricity on the other hand actually have a higher standing charge than ESB/Electric Ireland.
    Laramara wrote:
    how disgraceful to exclude those who are less able to pay and add to their hardship.

    I'm not sure if they're advertising this price plan, but I've heard they do a special 'household budget' discount for those who find they aren't able to meet the full whack of their bills all in one go.


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    #6
    gmb
    Closed Accounts Posts: 32 ✭gmb


    Maybe I am missing something but to me there is a simple logic

    If I use a direct debit then it is cheaper for a company to service me as a customer therefore I receive a discount

    If I don't use direct debit then payment processing is more expensive and there is a risk that I forget to pay my bills so I pay more

    Why not simply open a bank account and receive the discount ? Isn't that avenue open to everyone


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    #7
    EI: Una
    Closed Accounts Posts: 1,585 ✭✭✭EI: Una


    gmb wrote: »
    If I use a direct debit then it is cheaper for a company to service me as a customer therefore I receive a discount



    If I don't use direct debit then payment processing is more expensive and there is a risk that I forget to pay my bills so I pay more
    Hi gmb :)

    Yes, that's pretty much it in a nutshell. However, it is understandable that not everyone would be comfortable with a lump sum being debited from their bank account, so a way of minimising the impact of this would be to set up the direct debit but make manual payments at your own convenience - this would then reduce the amount of the next balance to be taken out.

    Regards,
    Una


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