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First house

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    #92
    Godge
    Closed Accounts Posts: 21,727 ✭✭✭✭Godge


    Moneytalks wrote: »
    We were originally going to buy our own council house and then we thought why don't we buy a house in Wexford we can live in during the summer as our rent is so cheap we could afford the 600 mortgage and 160 would nobody else do it if they could.


    In other words, why don't we keep sponging off the taxpayer while we do something else for ourselves. Where are your morals?


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    #93
    Ray Palmer
    Registered Users Posts: 8,394 ✭✭✭Ray Palmer


    In fairness they are cheating the system not just playing it to their advantage. There is no way their rent should be so low on the information given. Something is not being declared correctly either here or to the council.

    They can and do prosecute people for such things and by all means OP buy the house they will be able to take it off you once they discover what I am pretty sure is fraud. Net income is most certainly considered and just because your partner is a carer does not exempt her income from rent calculations.

    It is possible you think that because the income comes from the state they are aware of it but different departments do not exchange all information. You signed an agreement to declare income in order to get the rental agreement which strictly warns that it is fraud to not declare all household income.


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    #94
    SteoL
    Closed Accounts Posts: 1,545 ✭✭✭SteoL


    Ray Palmer wrote: »
    In fairness they are cheating the system not just playing it to their advantage. There is no way their rent should be so low on the information given. Something is not being declared correctly either here or to the council.

    They can and do prosecute people for such things and by all means OP buy the house they will be able to take it off you once they discover what I am pretty sure is fraud. Net income is most certainly considered and just because your partner is a carer does not exempt her income from rent calculations.

    It is possible you think that because the income comes from the state they are aware of it but different departments do not exchange all information. You signed an agreement to declare income in order to get the rental agreement which strictly warns that it is fraud to not declare all household income.

    I agree 100%. Nice post Ray.


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    #95
    blackwolf
    Closed Accounts Posts: 40 ✭blackwolf


    Ray Palmer wrote: »
    In fairness they are cheating the system not just playing it to their advantage. There is no way their rent should be so low on the information given. Something is not being declared correctly either here or to the council.

    They can and do prosecute people for such things and by all means OP buy the house they will be able to take it off you once they discover what I am pretty sure is fraud. Net income is most certainly considered and just because your partner is a carer does not exempt her income from rent calculations.

    It is possible you think that because the income comes from the state they are aware of it but different departments do not exchange all information. You signed an agreement to declare income in order to get the rental agreement which strictly warns that it is fraud to not declare all household income.

    Being a carer does exempt her from rent...bunch of fools


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    #96
    SteoL
    Closed Accounts Posts: 1,545 ✭✭✭SteoL


    blackwolf wrote: »
    Being a carer does exempt her from tax...bunch of fools

    A SYFMY HCY


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    #97
    Grolschevik
    Registered Users Posts: 3,472 ✭✭✭Grolschevik


    SteoL wrote: »
    A SYFMY HCY

    What?


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    #98
    Anyone
    Registered Users Posts: 3,376 ✭✭✭Anyone


    Assuming its not a troll, then I would bet that the OP isn't registered as living with his girlfriend and that the rent is assessed on her income alone.


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    #99
    Ray Palmer
    Registered Users Posts: 8,394 ✭✭✭Ray Palmer


    blackwolf wrote: »
    Being a carer does exempt her from tax...bunch of fools
    Who said it exempt her from tax? I certainly didn't but you quoted me:rolleyes:


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    #100
    blackwolf
    Closed Accounts Posts: 40 ✭blackwolf


    Ray Palmer wrote: »
    In fairness they are cheating the system not just playing it to their advantage. There is no way their rent should be so low on the information given. Something is not being declared correctly either here or to the council.

    They can and do prosecute people for such things and by all means OP buy the house they will be able to take it off you once they discover what I am pretty sure is fraud. Net income is most certainly considered and just because your partner is a carer does not exempt her income from rent calculations.

    It is possible you think that because the income comes from the state they are aware of it but different departments do not exchange all information. You signed an agreement to declare income in order to get the rental agreement which strictly warns that it is fraud to not declare all household income.
    Ray Palmer wrote: »
    Who said it exempt her from tax? I certainly didn't but you quoted me:rolleyes:

    Net income is most certainly considered and just because your partner is a carer does not exempt her income from rent calculations


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    #101
    Ray Palmer
    Registered Users Posts: 8,394 ✭✭✭Ray Palmer


    blackwolf wrote: »
    Net income is most certainly considered and just because your partner is a carer does not exempt her income from rent calculations
    That has nothing to do with tax it refers to what the OP said about her income being exempt from the rental calculation from the council


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    #102
    blackwolf
    Closed Accounts Posts: 40 ✭blackwolf


    Ray Palmer wrote: »
    That has nothing to do with tax it refers to what the OP said about her income being exempt from the rental calculation from the council

    I seen that i wrote tax instead of rent:) but she is exempt from rent


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    #103
    Kimia
    Registered Users Posts: 2,897 ✭✭✭Kimia


    I smell 2 OPs.


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    #104
    Snakeblood
    Registered Users Posts: 4,466 ✭✭✭Snakeblood


    Kimia wrote: »
    I smell 2 OPs.

    It's the impeccable grammar.


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    #105
    blackwolf
    Closed Accounts Posts: 40 ✭blackwolf


    Cagney and Lacey now are we


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    #106
    Ray Palmer
    Registered Users Posts: 8,394 ✭✭✭Ray Palmer


    blackwolf wrote: »
    I seen that i wrote tax instead of rent:) but she is exempt from rent
    Not if they are a couple. The net household income is considered for rent calculations. It is cheating the system by not declaring their relationship and pretending she is a live in carer.

    Without all the details neither of us can be sure what the scam is or isn't but it is not a full declaration. Net income of the household is considered nothing changes that


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    #107
    afkasurfjunkie
    Registered Users Posts: 776 ✭✭✭afkasurfjunkie


    buy your council house op. then when you are paying back a 600 a month mortgage you can live in the real world with the rest of us.


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    #108
    D1stant
    Registered Users Posts: 1,806 ✭✭✭D1stant


    The ebb and flow here is funny. Doesnt matter if the OP is a troll - the responses have been very revealing

    'your a disgrace' because you have a cushy number and WE the taxpayer have to foot the blah de blah

    and

    'I pay way more than that' :-(

    to

    'WHAT? 35k - I'm off to social'

    Morals have a half life of 4 minutes when there's a buck to be made. Still

    Rock on OP. Send us pics from the villa


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    #109
    Ray Palmer
    Registered Users Posts: 8,394 ✭✭✭Ray Palmer


    D1stant wrote: »
    The ebb and flow here is funny. Doesnt matter if the OP is a troll - the responses have been very revealing

    'your a disgrace' because you have a cushy number and WE the taxpayer have to foot the blah de blah
    It isn't a just cushy it is fraud big difference. :confused:


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    #110
    magneticimpulse
    Registered Users Posts: 1,952 ✭✭✭magneticimpulse


    OP, if you are pulling a fast one with the council/tax payer and have fixed your numbers. I would not be on here telling the world about buying a holiday home when you have a council house!

    Reason is, your IP address on your computer can pin point your exact location!! Should someone wanted to check you out, they could do so easily.


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    #111
    Moneytalks
    Closed Accounts Posts: 27 ✭Moneytalks


    magneticimpulse wrote: »
    OP, if you are pulling a fast one with the council/tax payer and have fixed your numbers. I would not be on here telling the world about buying a holiday home when you have a council house!

    Reason is, your IP address on your computer can pin point your exact location!! Should someone wanted to check you out, they could do so easily.

    Get a life cant believe this is so hard to imagine is it so hard to understand I earn 400 euro a week and my gf 1200 per month inc childrens allowance

    Ive nothing to hide ive only recently re-evaluated my income with the council


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    #112
    magneticimpulse
    Registered Users Posts: 1,952 ✭✭✭magneticimpulse


    Moneytalks wrote: »
    Get a life cant believe this is so hard to imagine is it so hard to understand I earn 400 euro a week and my gf 1200 per month inc childrens allowance

    Ive nothing to hide ive only recently re-evaluated my income with the council

    Really well yes it is hard to believe you have a combined income of 2800 euro with childrens allowance on top and you only pay 160 euro to the council. Why would any council want to charge people so little for rent when they earn 2800 a month?


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