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Short term credit card.

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  • 24-04-2011 3:20pm
    #1
    Outkast_IRE
    Registered Users Posts: 7,516 ✭✭✭


    Basically i need a credit card for holidays will be visiting a few cities etc so seems safest way at the moment.

    Can i get a credit card use it for a month or whatever and then cancel it as long as there is no balance outstanding ?
    Is there any other options for bringing money aborad besides a wad of cash?


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    #2
    chris85
    Registered Users Posts: 4,502 ✭✭✭chris85


    Theres no problem getting a credit card and then cancel it after one month. Although you would be liable for the goverment duty on the card which the bank will request you pay when closing the account. This is €30.

    If you are woried that you will go mad on the card why not get one and get the limit reduced to something small like €500 and have the credit card there for future holidays and stuff when you need it.


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    #3
    filmbuffboy
    Closed Accounts Posts: 894 ✭✭✭filmbuffboy


    you could also get a debit card such as the one neteller offer that works just like a credit card abroad except you can only spend whats on the card.

    or you could open a current account with permanent tsb or ulster bank as they both offer visa debit cards which are accepted worldwide


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    #4
    Outkast_IRE
    Registered Users Posts: 7,516 ✭✭✭Outkast_IRE


    I have started to open a account with Ulster bank i sent all the details and proof of address back to them almost 2 weeks ago at this stage, so a credit card is my back up plan if the card doesnt come through before start of june.


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    #5
    filmbuffboy
    Closed Accounts Posts: 894 ✭✭✭filmbuffboy


    I had my visa debit card from ulster bank in 7 days. you should definately have it by june


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    #6
    Outkast_IRE
    Registered Users Posts: 7,516 ✭✭✭Outkast_IRE


    filmbuffboy wrote: »
    I had my visa debit card from ulster bank in 7 days. you should definately have it by june
    did you join in branch or online/post?


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    #7
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    Outkast_IRE wrote: »
    I have started to open a account with Ulster bank i sent all the details and proof of address back to them almost 2 weeks ago at this stage, so a credit card is my back up plan if the card doesnt come through before start of june.

    If you've not applied for a credit card already then the chances are UB will send the visa debit long before you get approved and issued a credit card.


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    #8
    dublin daz
    Registered Users Posts: 480 ✭✭dublin daz


    Have you seen the O2 Money Card? That's a prepaid Visa and you can pick one up in any O2 Store.


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