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Pet Insurance - RB dog

  • 03-05-2011 11:08am
    #1
    toadfly
    Registered Users, Registered Users 2 Posts: 3,412 ✭✭✭


    A question for restricted breeds owners out there..how much do ye pay for insurance? I pay €19 for a purebreed Yorkie and €13 for crossbreed Yorkie.

    I wanted to get a quote from Allianz for a Staffie cross and was quoted €29/month, the same information without the restricted tag (ie a crossbreed dog same age) is €12/month.


Comments

  • #2
    seamus
    Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    Em...I don't :o

    The Allianz quote generator for me doesn't seem to have any "restricted breed" checkbox. Though a purebreed anything is about €70/year more expensive.


  • #3
    toadfly
    Registered Users, Registered Users 2 Posts: 3,412 ✭✭✭toadfly


    There are "special breed" categories..bulldog, mastiff, deerhound, great dane etc..

    Would I get away with just putting a Staffie cross as a crossbreed dog? Wouldnt like for insurance to be invalid if we needed to claim.


  • #4
    seamus
    Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    Check the terms and conditions, but there's no category there for "crossbreed restricted dog" or even Staffie. A Staffie cross is a crossbreed dog, so you're not lying to them or withholding material information :)


  • #5
    toadfly
    Registered Users, Registered Users 2 Posts: 3,412 ✭✭✭toadfly


    I just rang to double check and crossbreed will cover a staffie cross, thanks Seamus :D


  • #6
    Devi
    Closed Accounts Posts: 446 ✭✭Devi


    TillyGirl wrote: »
    A question for restricted breeds owners out there..how much do ye pay for insurance? I pay €19 for a purebreed Yorkie and €13 for crossbreed Yorkie.

    I wanted to get a quote from Allianz for a Staffie cross and was quoted €29/month, the same information without the restricted tag (ie a crossbreed dog same age) is €12/month.

    Thats a bit dear, i pay €28 per month for my two dogs a month. purebreed lab and rottie.


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  • #7
    Whispered
    Registered Users, Registered Users 2 Posts: 14,772 ✭✭✭✭Whispered


    I pay 11 a month for Harley, but have him as a crossbreed.


  • #8
    star-pants
    Closed Accounts Posts: 13,429 ✭✭✭✭star-pants


    Allianz last quote for my two pure bred Lhasas was €650 for the year. Suffice to say we did not renew.
    (that would be just short of €28 per month per dog)

    That's cool you could get the staffie cross as a crossbreed :)


  • #9
    lrushe
    Registered Users Posts: 1,713 ✭✭✭lrushe


    TillyGirl wrote: »
    There are "special breed" categories..bulldog, mastiff, deerhound, great dane etc..

    Would I get away with just putting a Staffie cross as a crossbreed dog? Wouldnt like for insurance to be invalid if we needed to claim.

    The 'special breeds' would be dogs known to suffer alot of genetic problems ie. bulldogs - breathing, birthing problems, Mastiffs, Deerhounds, Great Danes - Hip / Elbow problems. These would be more likely to need vet treatment than your average crossbreed so they are usually a bit dearer to insure.


  • #10
    Bullseye1
    Closed Accounts Posts: 5,731 ✭✭✭Bullseye1


    €250 a year. I pay monthly. And this is after she had a knee operation which cost €1000. After what i went through with my last fellow on medication and no insurance I wasn't going to take the chance.


  • #11
    Steve30x
    Registered Users Posts: 557 ✭✭✭Steve30x


    I nede to check how much is insurance for my Cavalier King Charles. I brought her to the Vets today because I saw she was in pain and the Vet found that she has two large lumps of cancer in her bowel. Its costing 150 euro to get the lumps removed but its well worth it because she is special to me. I am sorry that I didnt notice those lumps any sooner.


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  • #12
    ISDW
    Closed Accounts Posts: 3,378 ✭✭✭ISDW


    Steve30x wrote: »
    I nede to check how much is insurance for my Cavalier King Charles. I brought her to the Vets today because I saw she was in pain and the Vet found that she has two large lumps of cancer in her bowel. Its costing 150 euro to get the lumps removed but its well worth it because she is special to me. I am sorry that I didnt notice those lumps any sooner.

    I hope she's going to be alright. The insurance won't cover anything to do with this condition now though I'm afraid, it will be classed as a pre-existing condition.


  • #13
    CL32
    Registered Users Posts: 269 ✭✭CL32


    Steve30x wrote: »
    I nede to check how much is insurance for my Cavalier King Charles. I brought her to the Vets today because I saw she was in pain and the Vet found that she has two large lumps of cancer in her bowel. Its costing 150 euro to get the lumps removed but its well worth it because she is special to me. I am sorry that I didnt notice those lumps any sooner.

    Sorry to hear that. Hopefully everything works out well for you. It will be the best 150 you ever spent.


  • #14
    andreac
    Registered Users, Registered Users 2 Posts: 8,000 ✭✭✭andreac


    Steve30x wrote: »
    I nede to check how much is insurance for my Cavalier King Charles. I brought her to the Vets today because I saw she was in pain and the Vet found that she has two large lumps of cancer in her bowel. Its costing 150 euro to get the lumps removed but its well worth it because she is special to me. I am sorry that I didnt notice those lumps any sooner.

    Just to note, if you take out insurance now, it wont cover any conditions or illnesses your dog already suffers from and has been sick with im afraid.


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