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can i get a student loan

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  • 13-05-2011 12:05am
    #1
    Niamh2389
    Closed Accounts Posts: 49 ✭


    I will be starting college in September and cant get the grant. i have a stable enough income with my disability allowance and a good sum of saving in the credit union. how much is the maximum amount you could get? and would i be in a good shot of getting one?:)


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    #2
    Otis Driftwood
    Closed Accounts Posts: 9,925 ✭✭✭Otis Driftwood


    Dont see any reason why you couldnt to be honest.My brother (just finished first year) borrowed 5K two months ago to buy a car.The repayments are €20 a week so very manageable.


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    #3
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    Otis Driftwood wrote: »
    Dont see any reason why you couldnt to be honest.My brother (just finished first year) borrowed 5K two months ago to buy a car.The repayments are €20 a week so very manageable.

    Would that mean he is only paying the interest?

    All banks do a very good student packages with interest free over drafts and reduce rate loans. I'd wait till aug/sept to see what they are offering for the new student packages. They normally start the offers then.


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    #4
    Rebel1977
    Registered Users Posts: 802 ✭✭✭Rebel1977


    Might need a guarantor also depending on the amount of the loan


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    #5
    callaway92
    Registered Users Posts: 14,677 ✭✭✭✭callaway92


    Rebel1977 wrote: »
    Might need a guarantor also depending on the amount of the loan

    any loan over €600 for a Student needs a guarantor I believe. I'm open to correction though.


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    #6
    filmbuffboy
    Closed Accounts Posts: 894 ✭✭✭filmbuffboy


    last september i got a 450 euro student credit card, and a 650 euro student overdraft from ulster bank with n oquestions asked. you just have to prove youre a full time third level student.

    not a huge amount of dosh, but it may help to tide you over! good luck!


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