Combined Insurance

Jennythekid

Has anyone any experience of Combined Insurance good bad or indefrent?

charityboy

Jennythekid wrote: »

Has anyone any experience of Combined Insurance good bad or indefrent?

was with them for a few years ,had an injury and claimed when was out of work and they paid up no problem ,got paid for two months think it was around 900euro a month ,nothing wrong with that , got a letter today that some old agents could have kept some customer info so be careful with bank details etc

whelan1

Jennythekid wrote: »

Has anyone any experience of Combined Insurance good bad or indefrent?

avoid, brother worked for them .... dont have anything to do with them

irishh_bob

relative of mine had an accident some years ago , was insured with combined insurance , they were pitifull in terms of cover despite what was promised

aviva are well priced , cant speak for them in terms of reliability though , hard to beat FBD

280special

Woefull , wouldnt go near them !

Hard to get them to settle claims, policies dont offer the same level of cover as others, never heard so many people complaining about any one company !:mad:

stanflt

whelan1 wrote: »

avoid, brother worked for them .... dont have anything to do with them

so did a neighbour of yours and he made a fortune- he now works for coca cola distribution

whelan1

stanflt wrote: »

so did a neighbour of yours and he made a fortune- he now works for coca cola distribution

my brother saw what they where really like and left .... fair play to him i say

stanflt

whelan1 wrote: »

my brother saw what they where really like and left .... fair play to him i say

one of there reps was in our yard last year and i was asking him a heap of questions about the cover- he ended up offering me a job- didnt like the set up as you have to pay them some cash up front-also different reps charge differ rates for the same cover as its a bit like pyramid selling- for every sale i would make the fella that takes me on gets 18euro comission:eek:

whelan1

that is nothing compared to what my brother saw, lets say just keep away from them

pajero12

In What way whelan?

whelan1

i'm saying nothing more only to keep clear.

whelan1

stanflt wrote: »

so did a neighbour of yours and he made a fortune- he now works for coca cola distribution

if he made such a fortune why is he not with them anymore ?

stanflt

whelan1 wrote: »

if he made such a fortune why is he not with them anymore ?

he only worked there for 6months- but made good money- he said it was dishonest what they were doing. sure they dont recommend you sell to someone you know- i wonder why:eek:

whelan1

stanflt wrote: »

he only worked there for 6months- but made good money- he said it was dishonest what they were doing. sure they dont recommend you sell to someone you know- i wonder why:eek:

my point exactly

milkprofit

Stay away very expensive
try FBD

whelan1

milkprofit wrote: »

Stay away very expensive
try FBD

at least fbd are a reputable company

5live

First day back milking yesterday and a cow broke a rib of mine after sticking me onto a feed trough while backing ou of the parlour.:mad:

Anyways, i rang combined as i am insured for a good few years with them and never had to claim. I was talking to the guy on the phone before i went to the doctor as i had school runs to do and thought it may be better to get on with the paperwork and get it rolling. I answered all the questions but he wouldnt send the claim form because i hadnt seen the doctor and couldnt until they had an estimation of how long i would be out. Fair enough but a few bells starting to ring now.

Went to doc and he comfirmed a broken rib and rest for 2 weeks and NO lifting. So i rang back with my info and answered all the same questions again (did they not have any record of my conversation of 3 hours earlier???) and was told the form would be out next week!!

No mention of going to a doctor or how long i would be off this time:rolleyes:.

I am starting to smell a large dead rat but may be wrong. I will keep you posted but i am going to switch as soon as my claim is processed i think

whelan1

5live wrote: »

First day back milking yesterday and a cow broke a rib of mine after sticking me onto a feed trough while backing ou of the parlour.:mad:

Anyways, i rang combined as i am insured for a good few years with them and never had to claim. I was talking to the guy on the phone before i went to the doctor as i had school runs to do and thought it may be better to get on with the paperwork and get it rolling. I answered all the questions but he wouldnt send the claim form because i hadnt seen the doctor and couldnt until they had an estimation of how long i would be out. Fair enough but a few bells starting to ring now.

Went to doc and he comfirmed a broken rib and rest for 2 weeks and NO lifting. So i rang back with my info and answered all the same questions again (did they not have any record of my conversation of 3 hours earlier???) and was told the form would be out next week!!

No mention of going to a doctor or how long i would be off this time:rolleyes:.

I am starting to smell a large dead rat but may be wrong. I will keep you posted but i am going to switch as soon as my claim is processed i think

did you not read this thread when it was put up first , no only joking... will be interesting to see what happens... hope you get better soon!

5live

whelan1 wrote: »

did you not read this thread when it was put up first , no only joking... will be interesting to see what happens... hope you get better soon!

Yeah i read it:). Thats why i decided to claim early:D

5live

Checked my bank account and 2 grand in there from my broken rib from combined insurance:D

Nice:D:D

Holidays in Galway paid for next month paid for:cool:

Verdict.....some good some bad. The guys i was talking to about claiming on th 17th of june sum up my feelings on this company. Good guys are very good but the bad guys.............just chronic.

I think i am going to get quotes now to change. Just too many dodgy stories and that dodgy guy i was talking to about my claim leave me wondering:(