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"Rent allowance not accepted"

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  • 05-06-2011 9:53pm
    #1
    TheMilkyPirate
    Registered Users Posts: 6,009 ✭✭✭


    Why? Why would a landlord make that a condition of renting his property. Surely it would be better for them as there practically guaranteed there rent every week then.


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    #2
    Victor
    Registered Users Posts: 78,396 ✭✭✭✭Victor


    baraca wrote: »
    practically guaranteed there rent every week then.
    Not necessarily. The type tenant that won't pay their rent isn't stopped by having it funded by rent allowance.

    Some landlords have bad experiences with people using rent allowance, others are just prejudiced against them, others are evading tax.


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    #3
    P_1
    Registered Users Posts: 14,681 ✭✭✭✭P_1


    Most insurance companies won't quote a landlord if their tenants are receiving rent allowance.


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    #4
    BostonB
    Closed Accounts Posts: 18,056 ✭✭✭✭BostonB


    baraca wrote: »
    Why? Why would a landlord make that a condition of renting his property. Surely it would be better for them as there practically guaranteed there rent every week then.

    How is it "practically guaranteed"?


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    #5
    Oh_Noes
    Closed Accounts Posts: 2,512 ✭✭✭Oh_Noes


    BostonB wrote: »
    How is it "practically guaranteed"?

    Well the tenant is certainly less likely to made redundant by the CWO.

    OP: It's usually for tax purposes.


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    #6
    TheMilkyPirate
    Registered Users Posts: 6,009 ✭✭✭TheMilkyPirate


    BostonB wrote: »
    How is it "practically guaranteed"?

    Too strong a phrase maybe, What i mean is the tenant is getting the money to pay the rent every week off the government so the tenant always has the money for the rent. Where as if he was working he could lose his job and not be able to pay rent


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    #7
    Victor
    Registered Users Posts: 78,396 ✭✭✭✭Victor


    pithater1 wrote: »
    Most insurance companies won't quote a landlord if their tenants are receiving rent allowance.

    Do you have any evidence of this?


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    #8
    KindOfIrish
    Registered Users Posts: 454 ✭✭KindOfIrish


    Easy money! if you see "rent allowance not accepted", contact the landlord and ask to accept rent allowance. After refusal go straight to the court and ask compensation for discrimination. I guarantee that court will rule in your favour in the first 3 min. of hearing.


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    #9
    P_1
    Registered Users Posts: 14,681 ✭✭✭✭P_1


    Victor wrote: »
    Do you have any evidence of this?

    Was told this in training in work. There are some underwriters who will quote but the loadings on the premiums are horrendous.
    (I work in insurance sales)


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    #10
    Victor
    Registered Users Posts: 78,396 ✭✭✭✭Victor


    KindOfIrish wrote: »
    Easy money! if you see "rent allowance not accepted", contact the landlord and ask to accept rent allowance. After refusal go straight to the court and ask compensation for discrimination. I guarantee that court will rule in your favour in the first 3 min. of hearing.
    On what grounds?


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    #11
    BostonB
    Closed Accounts Posts: 18,056 ✭✭✭✭BostonB


    baraca wrote: »
    Too strong a phrase maybe, What i mean is the tenant is getting the money to pay the rent every week off the government so the tenant always has the money for the rent. Where as if he was working he could lose his job and not be able to pay rent

    Having the money isn't a guarantee of anything. They could get the money off the HSE and simply keep it.


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    #12
    athtrasna
    Closed Accounts Posts: 13,420 ✭✭✭✭athtrasna


    At the end of the day it's the landlord's property...and up to then who they want to let to. If for some reason they don't want RA tenants, it's better that they advertise it up front rather than waste your time.

    The biggest issue with RA seems to be the delay in getting approval and the fact that RA is paid in arrears so if the tenant doesn't have the deposit and a month's rent up front...it's unlikely that the landlord will ever get all the money due.


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    #13
    goat2
    Registered Users Posts: 4,939 ✭✭✭goat2


    it is a tax thing, because when you apply for rent allowance, you have to obtain letter from landlord, stating how much rent per week you pay, the land lord has also to include his paye number,
    you see that when people are not on rent allowance, landlord has no forms to fill in, so taxman know nothing


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    #14
    athtrasna
    Closed Accounts Posts: 13,420 ✭✭✭✭athtrasna


    goat2 wrote: »
    it is a tax thing, because when you apply for rent allowance, you have to obtain letter from landlord, stating how much rent per week you pay, the land lord has also to include his paye number,
    you see that when people are not on rent allowance, landlord has no forms to fill in, so taxman know nothing

    People need to get over this myth. Yes it applies to a number of LLs but not all. We have a house, fully registered, fully tax compliant - totally above board. When we had to let it out we considered RA but did some research and for every good story we heard 4 horror stories and decided against it.

    Times have changed and I know the demographic of people on RA has changed greatly in the past 2 or 3 years. Not all LLs appreciate that. We have long term tenants so don't envisage having to revisit it ourselves but we would probably reconsider that stance depending on the prospective tenants.


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