€25k invested in prize bonds

butrasgali

Nothing since last summer on 50 k..

butrasgali

Question..if you were to be means tested at some stage due to being made redundant..should you disclose info on bonds

Peregrinus

butrasgali wrote: »

Question..if you were to be means tested at some stage due to being made redundant..should you disclose info on bonds

Yes, of course, if the means test requires you to disclose your assets. They're assets.

the_syco

NewApproach wrote: »

With a properly diversified portfolio in low risk investments the risk should be virtually non-existent.

I just can't help but feel that these guys are losing an incredible amount of value.

When the risk is non-existent, the return is usually small, but the risk is still there unless you're constantly looking at it (on a daily basis).

Any long term banking investment that I've seen has a set time (with AIB, it's 5 years) that the cash (with AIB, it's a min of €20k) has to be there, and there's a risk you'll get back less than you put in.

The prize bonds can be withdrawn at any time after the initial 90 days, and you stand to gain should you win something, but you won't get back less than you put in.

/edit; I'm half tempted to invest in the prize bonds myself, instead of buying lotto tickets. At least this way, i get to get all my money back if I choose :pac:

butrasgali

If held in joint accounts with my daughter's.. are they still assets

Peregrinus

butrasgali wrote: »

If held in joint accounts with my daughter's.. are they still assets

Yes. Why would they not be? There may space on the form to identify them as assets held jointly with another person, or you may want to add a note to that effect, but they're definitely assets and you need to disclose your interest in them.

Andrea B.

Taylor365 wrote: »

Be so kind and give us a nice example there :pac:

Well, there's been speculation that Eir Telecom might float.
What could possibly go wrongðŸ˜

Agent Smyth

NewApproach wrote: »

With a properly diversified portfolio in low risk investments the risk should be virtually non-existent.

I just can't help but feel that these guys are losing an incredible amount of value.

Sounds like the Prize Bonds to me

Andrew Flexing

the big prize is now e1million every 6 months now....personally I'd prefer a quarterly e500k draw instead of this.

Any preferences? or could this be broken into smaller lumps and drawn more frequently maybe...

Agent Smyth

I'd prefer if all the prizes were €50 then we would have 6115 winners every week rather then the 4106 that we have at present

Taylor365

Agent Smyth wrote: »

I'd prefer if all the prizes were €50 then we would have 6115 winners every week rather then the 4106 that we have at present

Sure €25 by 12230 be grand!

Guitardan777

170+k

Andrew Flexing

good luck today everyone.......

tuisginideach

Back to normal this week. :(:(

Andrew Flexing

Nothing this week......

Cork Lass

Negative_G

No win in 3 months now on 70k. Pretty bleak.

pbwinner

Winnings on 22nd September 2017: €0
Last win 25th August 2017: €50
Total winnings on €25k from Feb 2011 to date: €2450
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 3 €150

Theboinkmaster

pbwinner wrote: »

Winnings on 22nd September 2017: €0
Last win 25th August 2017: €50
Total winnings on €25k from Feb 2011 to date: €2450
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 3 €150

Is my maths correct stating that as about 1.4% APR?

honeybear

Sorry, you have no new winners

FoolsGold1

Nothing since the €50 on 21st July.

Sligo Quay

€50 euro this week on 20k batch. Last win 11th August €50 euro on 30k batch
Last win on 20k batch 31st March.
Total wins this year on 20k and 30k batchs €400 euro.

b.o.c

invested 21k last feb. zero wins. was expecting at least a win by now.

Taylor365

A win! My post last week of moaning worked. They're on to us i tells ye! Last win was May.

2016: €50 x 3 €150 on €14k
2017: €50 x 3 €150 on €20k

Andrew Flexing

Has anyone here ever had 2 wins on one batch of bonds in the same weekly draw?

Agent Smyth

Andrew Flexing wrote: »

Has anyone here ever had 2 wins on one batch of bonds in the same weekly draw?

Not this year so far but once last year and four times in 2015

Cork Lass

Andrew Flexing wrote: »

Has anyone here ever had 2 wins on one batch of bonds in the same weekly draw?

Yes, I had multiple wins a couple of times - not even a single win in the last few months though.

tuisginideach

14 July 2017 - 3 X €50 from a single batch

butrasgali

Won 50 euro ..at last..18 months since last win..i think..

Guitardan777

Interesting news for PB holders, Merkels party had its worst result in 70 years at the German elections, she is the quantative easing Queen and after this poor result her party will have to go into coalition with parties that want QE to end and finally after five years of no return give German & thus European savers a real break and hike up interest rates, wonderful news for us PB holders as it means rates could go up much quicker than expected, rates WILL rise next year but now it's a question of how much? A quarter % for sure but with this defeat perhaps a full 1% by December 2018? Let us pray it happens for the humble PB holder, 2018 the year of interest rate rise! Glorious news.