€25k invested in prize bonds

prizebondloser

Not a dickybird for me

I’ve passed the 90 day mark

I want access to the €

So I guess it’s time to just moan about it every couple of uneventful Fridays ðŸ˜

Mormegil

€50 on Yesterdays Draw, first win in almost two years (December 2015).

Winning bond was from a €1000 batch purchased in 2012.


last Win Dec 2015 - €50
Total wins since Dec 2010 - €525
Current investment €8500

beertons

I set up a standing order, 50 a month, 16 months ago. So far, I've won nothing.

tuisginideach

tuisginideach wrote: »

and ditto again :(:(

and again and again :(:(

Andrew Flexing

No Joy.
Weeks without a win: 4

pbwinner

Winnings on 13th October 2017: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200

Guitardan777

On INTEREST RATES - Depressingly, i read in the papers due to the recent Catalonia trouble among other things, the EU got a shock last week with the temporary drop of the euro and have now said a previous rate increase that was rumored on the cards for early 2018 will be delayed to late 2018 or even early 2019, thus affecting any chances of an interest rate boost for savers so I've decided today to pull out €30+k to turn into a prize bond and add to my already €170+k bonds bringing me North of €200,000 in prize bonds (I've "won" €1400 since 2016, a very poor show) we shall see if I can have any luck at all with them or will it just be more misery checking every Friday and reading "sorry, you have no winners", I haven't won a sausage in 11 weeks now and it's getting depressing. Anyway I'll keep readers posted and as usual l will do the rosary in valentines and pray for all bond holders to win. I'll keep the €200,000+ in prize bonds till 2019, surely rates have to up by then?

Andrew Flexing

CorkLass must have won the 50K today....no sign of her here today!

my3cents

Andrew Flexing wrote: »

CorkLass must have won the 50K today....no sign of her here today!

Or she might be digging a hurricane shelter just in case

Cork Lass

my3cents wrote: »

Or she might be digging a hurricane shelter just in case

Ha ha, very funny. Actually I was having a nana nap. Back at work this week after 7 1/2 months following a knee surgery and I’m knackered. So such luck, no win for us today - the retirement fund is sadly lacking so back to work again next week.

I’ll build a shelter tomorrow- I’m too tired tonight.

dxhound2005

Guitardan777 wrote: »

On INTEREST RATES - Depressingly, i read in the papers due to the recent Catalonia trouble among other things, the EU got a shock last week with the temporary drop of the euro and have now said a previous rate increase that was rumored on the cards for early 2018 will be delayed to late 2018 or even early 2019, thus affecting any chances of an interest rate boost for savers so I've decided today to pull out €30+k to turn into a prize bond and add to my already €170+k bonds bringing me North of €200,000 in prize bonds (I've "won" €1400 since 2016, a very poor show) we shall see if I can have any luck at all with them or will it just be more misery checking every Friday and reading "sorry, you have no winners", I haven't won a sausage in 11 weeks now and it's getting depressing. Anyway I'll keep readers posted and as usual l will do the rosary in valentines and pray for all bond holders to win. I'll keep the €200,000+ in prize bonds till 2019, surely rates have to up by then?

There was no interest rate increase on the cards for early 2018. The ECB base rate might increase from zero to 0.25% late in 2018 according to the forecasts I read and might hit 0.75% by some time in 2020. That does not mean that financial institutions will offer better rates to savers in a market where they are snowed under with deposits. The only good news for savers is that DIRT currently at 39% will continue to reduce by 2% in each of the next three Budgets until it is at 33%.

Guitardan777

dxhound2005 wrote: »

There was no interest rate increase on the cards for early 2018. According to the financial times report from
March 3rd 2017 at 9:16 by Mehreen khan the headline reads and I quote.... "Markets eye euro zone rate rise in early 2018" this is just one of many articles I got my information from predicting a possible rate rise next January or feb. I also read in the indo last week that this rate rise could be put on ice due to the problem with Catalonia.l just go by what I read in the finance sections of newspapers .

Guitardan777

Guitardan777 wrote: »

dxhound2005 wrote: »

There was no interest rate increase on the cards for early 2018. According to the financial times report from
March 3rd 2017 at 9:16 by Mehreen khan the headline reads and I quote.... "Markets eye euro zone rate rise in early 2018" this is just one of many articles I got my information from predicting a possible rate rise next January or feb. I also read in the indo last week that this rate rise could be put on ice due to the problem with Catalonia.l just go by what I read in the finance sections of newspapers .

waxmelts2000

I have prize bonds since Nov 2016 and have won ZERO!!

Guitardan777

Valyawl wrote: »

I have prize bonds since Nov 2016 and have won ZERO!!

Yes but time invested is no guarantee of a win, you much disclose HOW MUCH you have in bonds so people on here can gauge properly how lucky/unlucky you have been,thats why we are on here! for example I have €200,000 in bonds since 2016 and have won a very unimpressive €1400 but it doesn't stop me fantasising about about winning the €50k each week, thats my dream. its how much you have that makes winning more probable.

waxmelts2000

Ok I have E5,000 worth of bonds

Guitardan777

Valyawl wrote: »

Ok I have E5,000 worth of bonds

Thanks for that.
That's a pretty low amount, I had €10,000 in bonds a few years ago (when the chances were much better of winning ) and won nothing and that was it in like two years of waiting, I guess that I was extremely unlucky, hope you do a lot better!

dubrov

Valyawl wrote: »

Ok I have E5,000 worth of bonds

Well the current rate that the fund pays is 0.5% so 5,000 yields €25 per year.

Half of that probably goes on the big prizes as well so you can expect to win one €50 prize every 4 years with that amount of bonds

waxmelts2000

Gosh I will have a long wait so !!

tuisginideach

tuisginideach wrote: »

and again and again :(:(

and again :(:(


Next lot coming out ...

pbwinner

Winnings on 20th October 2017: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200

Andrew Flexing

€50 today. Get In!

PBW & Tuis - hope your luck changes soon!

Agent Smyth

I have a batch of €48500 that in 2015 won 11 times (€550) and in 2016 won 12 times (€650) and today had its first win in 2017 €50 :eek:

piston

Nothing. I haven't won since last September now on €6,000

butrasgali

No luck either

Taylor365

A month since a win



(Ok PB, hear is my moaning post, don't forget to pay up next week :pac:)

Cork Lass

Nothing again for us this week

Sligo Quay

Nothing this week, interesting to note, a bond today from Co Meath only 2 months old won €50,000 euro, that's some investment, lucky punter.

Dionysius2

Is it envisaged that the prize payout on PB will improve in the future and who, what,when, etc is that determined ?

dxhound2005

Dionysius2 wrote: »

Is it envisaged that the prize payout on PB will improve in the future and who, what,when, etc is that determined ?

It is determined by the NTMA. The next time they do a change it will be notified on the web site immediately before the change is scheduled. The effective date usually falls on a Sunday. Your guess is as good as anyone else when the next change will be, and whether it will be a reduction or an increase.

http://www.statesavings.ie/Prizebonds/Pages/PressReleases.aspx