€25k invested in prize bonds

tuisginideach

Cute Hoor wrote: »

Independent News & Media issued a profit warning this morning!

Media group Independent News & Media (INM) has issued a second profit warning in little more than three months, citing higher than expected one-off PB payout to tuisginideach.

:D:D:D:D:D I wish!

Taylor365

Squozen wrote: »

The difference being that stock markets have had a solid return for a century now and bitcoin is a complete unknown.

Yes, they are a lot more involved though - file tax returns, pay fees, etc.

I'm sure if most average people knew how to invest in stocks in Ireland, and knew what tax and charges they would be expecting and how to handle them, there would be far fewer pb holders.

dxhound2005

tuisginideach wrote: »

You'd imagine with interest rates so low, it wouldn't be worth the Indo's while to hold on to PB winnings for a week or so .... still waiting for them to post me my €50 win from 27th Oct 2017 ...

Don't hold your breath. I used to do prize crosswords in the Sunday papers and I won a few times. It took about 2 to 4 months for the prizes to arrive. I found out that the papers employ outside companies to send out the prizes. I still have two nice bottles of Courvoisier and Hennessy XO brandy for my efforts. I was never a serious "comper" but some people make a living out of it.

http://www.thefreedictionary.com/comper

Andrew Flexing

thanks for the link DX!

Agent Smyth

Nothing for me this week, last win was the 20th of October
But on the plus side Tesco and Supervalue have both sent me emails telling me I have won vouchers worth €500 and €750 :eek:

Andrew Flexing

No Joy again.
Weeks without a win: 3

dxhound2005

Andrew Flexing wrote: »

thanks for the link DX!

https://www.onelook.com/

tuisginideach

Nothing again

pbwinner

Winnings on 10th November 2017: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200

Sligo Quay

Nothing again this week,last win 22nd September €50.
It's interesting pbwinner has won €200 this year on 25k, I've won €400 so far this year on 50k, so averages wins prevail it seems, no win yet on 10k batch purchased in September 2017.
I live in hope, I dream big, there is always next Friday.

tuisginideach

Your average is far better than mine - I'm only at a .53% return - by far the worst in years.

Cork Lass

tuisginideach wrote: »

Nothing again

Same here

Agent Smyth

I see the English Premium bond interest rate is going up in December from 1.15% to 1.4%
Might be time to buy a few of these, can an Irish person buy these or are they only for English people ??
I thought our little fund was big at €3+ billion theirs is a whopping £71+ billion :eek:

dxhound2005

Lots of people are suspicious of how the Prize Bonds draw is done. They think it is rigged and the only way to get a prize is to complain.

The same concerns about Premium Bonds are dismissed as "Common Myths" by the UK government. Are they more trustworthy?

https://www.nsandi.com/ernie

tuisginideach

Agent Smyth wrote: »

I see the English Premium bond interest rate is going up in December from 1.15% to 1.4%
Might be time to buy a few of these, can an Irish person buy these or are they only for English people ??
I thought our little fund was big at €3+ billion theirs is a whopping £71+ billion :eek:

They haven't brought me any luck anyway in the almost 60 years - you'd imagine they would have found my ONE premium Bond by now :D:D - must have a word with my (late) godfather and tell him it was a waste of money!

ct5amr2ig1nfhp

The funds sound about right though based on 4.5 million vs 70 million population. London is still ranked as the top financial centre in the world, so I am actually surprised the UK fund is not considerably larger.

Interestingly enough, it looks like both the Irish prize bonds and UK equivalent premium bonds started around the same time in the mid to late 50's. I expected the UK fund to be a lot older.

I have a relatively small holding (5k) in prize bonds and my 'return' has been dreadful. Over 7 years, I believe I have won whopping 100 EUR.

Agent Smyth wrote: »

I see the English Premium bond interest rate is going up in December from 1.15% to 1.4%
Might be time to buy a few of these, can an Irish person buy these or are they only for English people ??
I thought our little fund was big at €3+ billion theirs is a whopping £71+ billion :eek:

tuisginideach

Cute Hoor wrote: »

Independent News & Media issued a profit warning this morning!

Media group Independent News & Media (INM) has issued a second profit warning in little more than three months, citing higher than expected one-off PB payout to tuisginideach.

The Securicor armoured truck, with army and garda escort, arrived at last this morning with my €50 prizebond winnings from 27th October.

MysticMonk

Sligo Quay wrote:

I live in hope, I dream big, there is always next Friday.

Dream on..you might as well.

tuisginideach

tuisginideach wrote: »

Nothing again

and again :(:(:(

Andrew Flexing

tuisginideach wrote: »

and again :(:(:(

Tuis, didn't someone say that you only win once you start complaining/threatening to withdraw your bonds on this thread?? Give it a try!

hope your luck changes next week...

Andrew Flexing

No Joy this week
weeks without a win: 4

dxhound2005

Andrew Flexing wrote: »

Tuis, didn't someone say that you only win once you start complaining/threatening to withdraw your bonds on this thread?? Give it a try!

hope your luck changes next week...

Lots of people said that so it must be true. It certainly worked spectacularly for this poster in July. Either they got 5 prizes in the one draw, or a special prize category was created just for them.

I have a couple of K in these too.
I've won next to nothing in the last few years ( in fact, that might be exactly nothing ), so I mailed them to complain and ask what the position with transparency was.

The following week I won €250 - coincidence ?????????

Andrew Flexing

(lets try)

So, if I don't win anything next week I'm definitely taking ALL of my bonds out!!!!!!

ravima

Irish people CAN buy the UK Premium Bonds.

Cork Lass

Nothing again this week. It’s getting boring now.

Thargor

ravima wrote: »

Irish people CAN buy the UK Premium Bonds.

I wouldn't be putting my savings in Sterling right now!

Thargor

ravima wrote: »

Irish people CAN buy the UK Premium Bonds.

I wouldn't be putting my savings in Sterling right now!

MysticMonk

Thargor wrote: »

I wouldn't be putting my savings in Sterling right now!

I wouldnt be putting them in Prizebonds either.

ct5amr2ig1nfhp

I am surprised so many people still 'invest' in prizebonds. Although I still follow this thread as it has been a interesting read.

I hold only a few prizebonds but I see it as an alternative to cash in my portfolio.

Thargor wrote: »

I wouldn't be putting my savings in Sterling right now!

MysticMonk wrote: »

I wouldnt be putting them in Prizebonds either.

Zing. :P

Agent Smyth

Dorothy Blue Billionaire wrote: »

I hold only a few prizebonds but I see it as an alternative to cash in my portfolio.

Finally someone on here see's PBs the way I do

In relation to the UK PBs afaik, I as an Irish citizen can buy them once I have a UK bank account so how does one go about getting a UK bank account when your not resident in the UK ??