€25k invested in prize bonds

McCrack

Sligo Quay wrote: »

McCrack I hope I give you many more months of amusment, that's all we can do, it's all a game of chance, I enjoy good health and appreciate what I have, a win on anything is a bonus in life, last year's Lottery Christmas millionaire raffle top prize 1 million euro went UNCLAIMED, bloody hell, now they are the mysteries I don't understand, going to the bother purchasing a ticket and then don't claim the prize, some people don't deserve to win anything.
I purchased my first prize bond in 1985 to 1990 I had 100, then stopped but
still have them, then in 2015 with interest rates on the floor purchased 20k batch wins to date €450euro. August 2016 30k batch wins to date €400, September 2017 10k batch no wins yet.
I live in hope, I dream big and there is always next Friday and many more months of amusment.

No I get the whole lotto dream thing - the big win or whatever

Its the genuine disappointments that are expressed around here thats somewhat amusing -posters are pissed off each month after month etc

Its like buying a scratch card or playing the lotto and being upset it didnt win

dxhound2005

butrasgali wrote: »

50k invested and 50 euro in 12 months..and better ideas out there to invest please..

Ask About Money has a list. You might find something slightly better. Always remember the 39% DIRT on the interest on most products.

https://www.askaboutmoney.com/threads/savings-best-buys.90481/

Thargor

McCrack wrote: »

No I get the whole lotto dream thing - the big win or whatever

Its the genuine disappointments that are expressed around here thats somewhat amusing -posters are pissed off each month after month etc

Its like buying a scratch card or playing the lotto and being upset it didnt win

Have you got any examples of this? People who genuinely thought they were going to win and were surprised and pissed off "month after month" when they didnt? Or is it just something you're pretending is happening for your own amusement as you put it?

McCrack

As I said already you need to read back over this thread and you will see

Thargor

McCrack wrote: »

As I said already you need to read back over this thread and you will see

So its a no then?

Taylor365

So cashing them in, i have about 40-45 individual certs. Do i have to write every serial number down on the bloody repayment form? (such archaic nonsense)

Also, is the serial number on the back or the actual bond numbers?

tuisginideach

Taylor365 wrote: »

So cashing them in, i have about 40-45 individual certs. Do i have to write every serial number down on the bloody repayment form? (such archaic nonsense)

Also, is the serial number on the back or the actual bond numbers?

That's what I did when cashing in a load - I wrote Bond AAA123456 - AAA 567890 etc
Bond Nos are on the front where it says 'from AAA123456 to AAA 567890'

pbwinner

Winnings on 29th December 2017: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200

finbarrk

Looks ok. I hadn't been following this thread.

tuisginideach

The 2018 Moan has started ... :(:(

carrickbawn

Same here still Zero,zilch,nada.

pbwinner

Winnings on 5th January 2018: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €0

jennyhayes123

I have a prize bond of £20 since about 97. Don't know where it ever went as I probably never took it with me when I moved out of home. Do you know if they write to you if you win or do you have to keep an eye on prize bond yourself?

Andrew Flexing

No Joy.
Weeks without a win: 3

tuisginideach

jennyhayes123 wrote: »

I have a prize bond of £20 since about 97. Don't know where it ever went as I probably never took it with me when I moved out of home. Do you know if they write to you if you win or do you have to keep an eye on prize bond yourself?

They write.

Cork Lass

Nothing for us this week :(

dosebier

Nothing for me for a while now but i like checking it after work every friday in hope! although we only have around €3k in Prize bonds these days.

I was looking at the UK Premium bonds and their website gives alot more info on winners compared to our site.
They have a much more user friendly listing that shows you the prize, Bond number, area (not just county), the total bonds held by the winner and winning bond value (whether it was from a large number all bought together or a much lower amount.) and crucially when the bond was bought.
would love to see that on Prizebonds.

is there any way of knowing rough dates on prizebonds to guess how old they are just from the number ?

Taylor365

Nothing this week.

Taking 5k out so only holding 15k now. See how the year goes...

dxhound2005

dosebier wrote: »

Nothing for me for a while now but i like checking it after work every friday in hope! although we only have around €3k in Prize bonds these days.

I was looking at the UK Premium bonds and their website gives alot more info on winners compared to our site.
They have a much more user friendly listing that shows you the prize, Bond number, area (not just county), the total bonds held by the winner and winning bond value (whether it was from a large number all bought together or a much lower amount.) and crucially when the bond was bought.
would love to see that on Prizebonds.

is there any way of knowing rough dates on prizebonds to guess how old they are just from the number ?

There is nothing crucial about when the bonds were bought. It is not even slightly important. Every bond has the same chance of winning.

dosebier

dxhound2005 wrote: »

There is nothing crucial about when the bonds were bought. It is not even slightly important. Every bond has the same chance of winning.

bad choice of words, should have said interestingly instead of crucial.
but yep of course you are right every bond has the same chance, just would be nice to get a better understanding on the breakdown of winners profiles every Friday

Cute Hoor

dosebier wrote: »

is there any way of knowing rough dates on prizebonds to guess how old they are just from the number ?

Here is a rough idea over the last 18 years.
March 1990 - AN
May 1995 - BC
May 1998 - BU
January 1999 - CA
December 1999 - CM
December 2000 - CW
December 2001 - DH
December 2002 - DW
December 2003 - ER
December 2004 - FL
December 2005 - GH
December 2006 - HC
December 2007 - HZ
December 2008 - JQ
December 2009 - LX
December 2010 - OH
December 2011 - QG
December 2012 - SI
December 2013 - VG
December 2014 - YE
December 2015 - ABO
December 2016 - AFT
December 2017 - AJG

dxhound2005

I have a bond from June 1980 which is W890xxx. So 23 years after the launch of Prize Bonds there were still fewer than 25 million issued. Not too surprising since a bond would have cost more than a weeks' wages back in the day.

I also have a couple from the AE series, September 1984. The issue dates of the million winners also gives some indication of the sequence in more recent times.

http://www.statesavings.ie/PrizeBonds/Pages/PressReleases.aspx

Royal Legend

dxhound2005 wrote: »

I have a bond from June 1980 which is W890xxx. So 23 years after the launch of Prize Bonds there were still fewer than 25 million issued. Not too surprising since a bond would have cost more than a weeks' wages back in the day.

I also have a couple from the AE series, September 1984. The issue dates of the million winners also gives some indication of the sequence in more recent times.

http://www.statesavings.ie/PrizeBonds/Pages/PressReleases.aspx

So unlikely that my bonds bought in the late 1950's will ever come up, they have not so far anyway :eek:

Cute Hoor

Royal Legend wrote: »

So unlikely that my bonds bought in the late 1950's will ever come up, they have not so far anyway :eek:

Very unlikely, they'd be right down the bottom of the drum!!

dxhound2005

Royal Legend wrote: »

So unlikely that my bonds bought in the late 1950's will ever come up, they have not so far anyway :eek:

Unlikely but not impossible. Click on View All Prizes Awarded. Then on Winning Bond at the top of the column. That will show the winners every week in Bond order. You can do the same for each County. Every draw has a few winners from the very early days.

https://www.statesavings.ie/PrizebondsApp/DrawResults.aspx

dosebier

I did a quick trawl of the previous 25 x €1M draw winners, all we can see is when the bond was purchased.
Its all totally random but there are no winners in this sample before 2002 so maybe its more unlikely any very old bonds before 2000 can get the top prize due to the increase of bonds in the past 18 years
some lucky punters won the top prize in less than a year though but we don't know how many bonds each holder had.


Draw Bond purchased
Dec-17 2013
Jun-17 2015
Mar-17 2013
Dec-16 2015
Sep-16 2014
Jun-16 2008
Apr-16 2013
Feb-16 2015
Dec-15 2002
Oct-15 2014
Aug-15 2009
Jun-15 2004
Apr-15 2015
Feb-15 2009
Dec-14 2014
Oct-14 2012
Aug-14 2011
Jun-14 2010
Apr-14 2013
Feb-14 2009
Dec-13 2008
Oct-13 2005
Aug-13 2010
Jun-13 2007
Apr-13 2012

Royal Legend

If you invest in UK Prize Bonds, what is the tax implication if you win?

FoolsGold1

I had almost given up on checking these. However, I had no win on 5/1/18...BUT...on 29th December I got €100 (2 x 50) to round off the old year. That brings my winnings (on c.70K) to the dismal total sum of €400 for the full year of 2017, Jan-Dec. In comparison, I'll go back few years for the hell of it! 2016: €750; 2015: €600; 2014: €1,200; 2013: €1,200 ('13 and '14 exact same total.) Where have all the flowers gone....???

Sligo Quay

dxhound2005 wrote: »

I have a bond from June 1980 which is W890xxx. So 23 years after the launch of Prize Bonds there were still fewer than 25 million issued. Not too surprising since a bond would have cost more than a weeks' wages back in the day.

Yes and prizes were actually better, top prize IR100,000, 2nd prize IR50,000 3rd prize IR25,000, then 2 IR10,000, 10 IR5,000, then lots of IR1,000 and IR250 the lowest,the weekly top prize was IR15,000 and that was when money was worth money, but they were the days of high interest rates, them days are long gone, high interest rates only good for prize bond prize fund, bad for everything else house mortgages etc etc.
It was a ''catch 22'', having a large holding in the 1980s would have been nice, but then if you were not winning you'd be a big loser, you get so much more for your money on earned interest elsewhere, but then again as I've said so many times before, it's all a game of chance, now that interest rates are nearly zero, the down side, the prizes are miserable too:mad:

dxhound2005

In the good old days Savings Certs paid 61% after 5 years. Of course my mortgage interest rate was 18% back then. Is this where the "recovery" is heading?

http://www.irishstatutebook.ie/eli/1981/si/52/made/en/print