€25k invested in prize bonds

CeilingFly

John arse wrote: »

Yeah that's shocking, they'll have to bring the rate up surely?

Rate is reviewed regularly and moves in line with ecb rate.

Ecb rate is zero.

Some banks charge you for deposits.

So a guarantee of 100% of your money and a slight chance of a prize is better than bank deposit rates.

If the ecb rate increased to 3%, you'd have 7 times the current prize level - you'd also have higher mortgage, car loan and general price inflation

pbwinner

Winnings on 22nd June 2018: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €0

pbwinner

Mormegil wrote: »

No Map on the new site as far as I can see.

https://www.statesavings.ie/prize-bonds/results and click on "Map" on the top right

Sligo Quay

pbwinner wrote: »

Winnings on 22nd June 2018: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €0

My situation very similar, last win 22th September 2017 €50, zero wins in 2018.

wirelessdude01

What is the process to buy €25k worth? Assuming I can't just use my debit card to buy in the post office.

Andrew Flexing

Is the e 1Million draw this month? Did I miss it already?

tuisginideach

tuisginideach wrote: »

Got my two largest batches re-issued this week ... still nothing. :(:(:(:(:(

:(:(:(:(:(:(:(:
Apparently i can only use 15 images - 1500 wouldn't reflect my feelings ...


The €1m won by a relatively recent bond (but not mine) ....

Andrew Flexing

No Joy.

weeks since last win = 3

WhiteMan32

€50 win today on 103k
(Previous win: €50 on 11th May 2018)

butrasgali

What would you recommend I do with 50k.investment wise..

tuisginideach

butrasgali wrote: »

What would you recommend I do with 50k.investment wise..

I'll mind it for you

Taylor365

butrasgali wrote: »

What would you recommend I do with 50k.investment wise..

Stocks

dxhound2005

€50 for me from the 10K block which also won €50 on 1st June.

pbwinner

Winnings on 29th June 2018: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €0

pbwinner

wirelessdude01 wrote: »

What is the process to buy €25k worth? Assuming I can't just use my debit card to buy in the post office.

Type "purchase prize bonds Ireland" into google

PB2018

Winnings on 29th June 2018: €0
Last win on 8th June 2018: €50
Weeks since last win: 3
€134k invested in prize bonds since July 2017
Win ratio: 6 wins in 52 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-date): 1 x €50 = €50

Gumbi

No winnings as of yet; 10k in bonds since the beginning of April this year. Statistically, looks like I'll be quite a while waiting yet!

N.96

I have about 4 grand in prize bonds accumulated over 20 years but with the overall big drop in the prize bonds and very poor personal winnings (i've only won x2 50euro ever) i'm unsure what to do.

People on here seem to talk about reissuing, should i cash them all in and repurchase, is this something that makes a difference (i know there can't be concrete evidence but just in general)?

dxhound2005

N.96 wrote: »

I have about 4 grand in prize bonds accumulated over 20 years but with the overall big drop in the prize bonds and very poor personal winnings (i've only won x2 50euro ever) i'm unsure what to do.

People on here seem to talk about reissuing, should i cash them all in and repurchase, is this something that makes a difference (i know there can't be concrete evidence but just in general)?

Bonds bought for IR£5 (equivalent to €6.35) have a slightly better chance of winning than those bought for €6.25 each. This is catered for in the software which operates the draw.

Other than that each bond has exactly the same chance of winning. Getting them reissued won't make any difference.

Zimmerframe

Okon wrote: »

You'd think in 2018 they'd have a mobile app for people to check their numbers in a simple way...

It should be very easy to write one. It would only have to display
"NOTHING THIS WEEK"
every time the app was opened.

tuisginideach

:mad::mad::mad::mad::mad::mad:

Andrew Flexing

2 x €50 for me today

hope everyone checking today has similar luck!

tuisginideach

Andrew Flexing you seem to have an amazing return - c€600 since you started posting last September???? Are you incredibly lucky or have you millions in there?

PB2018

Winnings on 6th July 2018: €0
Last win - 8th June 2018: €50
Weeks since last win: 4
€134k invested in prize bonds since July 2017
Win ratio: 6 wins in 53 weeks (11%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-date): 1 x €50 = €50

John arse

That's what I was thinking!

Sligo Quay

dxhound2005 wrote: »

Bonds bought for IR£5 (equivalent to €6.35) have a slightly better chance of winning than those bought for €6.25 each. This is catered for in the software which operates the draw.

What evidence is this, I never heard this before, is it because of the slightly high ''face value'' I have 100 prize bonds I purchased between 1985 and 1990 IR£500starting at AF

---

to AN

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after 22 years won €75euro in 2012 and €75euro in 2013, only won twice on those.
Strangely more resent bonds are winning the jackpot, very seldom an old bond wins big 1 million or €50,000, seems to be more resent bonds, I currently hold €60,000 in bonds purchased since August 2015 including a €10,000 batch purchased in June 2017, won nothing on those.
Nothing this week, last win 22nd September 2017 €50euro.

Andrew Flexing

tuisginideach wrote: »

Andrew Flexing you seem to have an amazing return - c€600 since you started posting last September???? Are you incredibly lucky or have you millions in there?

I have all my savings in there (prefer not to say how much), I said I'd try it for a year and see...It's working out better than my old bank account interest.

tuisginideach

Wow, you can only hold €250,000 worth - you've won €600 in less than 10 months ... you're doing very well!

Okon

Isn't that how random things go though? Some people will perform above average, some people will perform below average and some people will be in the middle. A very big Prize Bond holding should (in theory) return more prizes over time, but any one bond can win any one prize, so the randomness factor will throw out the odd anomalies here and there. (It would be nice if it threw them my way though!)

Cork Lass

Nothing for us this week.