€25k invested in prize bonds

20-09-2022 4:44pm

The do not send cheque any more if you win? they reinvest or pay into a bank acc, how long is that in operation? the last time i won it was a cheque.

dxhound2005 · 20-09-2022 5:00pm

Since February 2020.

dxhound2005 · 20-09-2022 5:03pm

The €50K winner on 16 September 2022 was a XW bond sold in 2014.

https://www.independent.ie/regionals/wicklow/news/lucky-wicklow-punter-scoops-50000-in-the-prize-bond-draw-42002195.html

20-09-2022 5:19pm

https://www.boards.ie/discussion/comment/119626035#Comment_119626035

I was bored and you had data, so yeah, here you go

dxhound2005 · 21-09-2022 10:46am

I got my new bonds today from the draw on 16 September. BBP337xxx. It is the new design.

Taylor365 · 22-09-2022 7:16pm

Been a pleasure but I'm now out of pbs.

Made €150 this year on €77k.

Good luck to all! :pac:

Hibernicis · 22-09-2022 11:52pm

Thanks for participating here. If I may ask was the money just parked for a specific period or have you found a better home for it?

PB2018 · 23-09-2022 1:02pm

Wins on 23rd September 2022: €50

Previous last win: 3rd June 2022: €50

Weeks since previous last win: 16

€134k invested in prize bonds since July 2017

Win ratio: 34 wins in 273 weeks (12%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-Dec): 2 x €50 = €100

2022 (Jan-date): 6 x €50 = €300

beertons · 23-09-2022 2:07pm

I prefer the old certificate. Surely they could have done them with recycled paper?

dxhound2005 · 23-09-2022 3:02pm

https://www.boards.ie/discussion/comment/119654944#Comment_119654944

As it happens the current notional interest rate, 0.35% started in August 2017. We will call that 5 years and 2 months. You won €1,600 which is 1.194% simple interest, 0.231% per annum if my calculations are correct. Not far off the expected 0.25% return for anyone winning €50 prizes.

An online calculator tells me that you would have got €1,741.85 compound interest at 0.25% and €1,608.73 at 0.231%.

dxhound2005 · 23-09-2022 3:08pm

Bumper day for Dublin in the big prizes. 8 out of the 10 x €1,000 and 7 out of 10 x €500. Nothing for me today.

Sligo Quay · 23-09-2022 3:35pm

€50euro for me today, last win Friday 8th April.

pbwinner · 23-09-2022 4:36pm

Winnings on 23rd September 2022: €0

Last win 5th August 2022: €50

Total winnings on €25k from Feb 2011 to date: €3250

2011: €75 x 4 = €300

2012: €75 x 6 = €450

2013: €50 x 12 = €600

2014: €50 x 9 = €450

2015: €50 x 5 = €250

2016: €50 x 5 = €250

2017: €50 x 4 = €200

2018: €50 x 2 = €100

2019: €50 x 6 = €300

2020: €50 x 5 = €250

2021: €50 x 1 = €50

2022: €50 x 1 = €50

dxhound2005 · 23-09-2022 5:47pm

Forget that calculation I did above. It was 0.5% (0.35% expected for €50 winners) from August 201, then 0.35% (0.25%) from February 2021. I am not going to bother working it out again.

carrickbawn · 23-09-2022 9:19pm

Nothing here again today. Last win 24th June. 13 weeks of Sorry 😞. Total wins 2022 so far 8x50 on 170k+.reinvestments.

Mormegil · 23-09-2022 10:40pm

https://www.boards.ie/discussion/comment/119629201#Comment_119629201

And another win, first time I've won two weeks running.😀

From a €1,000 batch bought in 2011, same batch won in August as well.

I've had at least 5 wins from this batch over the years (possibly a couple of €75 wins as well but my earliest wins don't show up in the records).

4 x €50 wins in 2022.

Total winnings since Dec 2010 €1,025

Current value of Prize bonds €30,000.

tuisginideach · 26-09-2022 9:26am

nothing here

PB2018 · 30-09-2022 12:45pm

Wins on 30th September 2022: €0

Last win: 3rd June 2022: €50

Weeks since last win: 17

€134k invested in prize bonds since July 2017

Win ratio: 34 wins in 274 weeks (12%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-Dec): 2 x €50 = €100

2022 (Jan-date): 6 x €50 = €300

tuisginideach · 30-09-2022 12:49pm

nothing

carrickbawn · 30-09-2022 12:56pm

Nothing again.

Hibernicis · 30-09-2022 2:22pm

Nine month comparison over five years:

2018 (Jan-Sep) - €200k - 11 x €50 = €550

2019 (Jan-Sep) - €250k - 16 x €50 = €800

2020 (Jan-Sep) - €252k - 19 x €50 = €950

2021 (Jan-Sep) - €257k - 3 x €50 = €150

2022 (Jan-Sep) - €258k - 11 x @50 = €550

Looks like State Savings fixed the cock-up in the prize allocation algorithms which they introduced around the time of the rate change in Jan 2021.

dxhound2005 · 30-09-2022 6:40pm

Nothing for me.

A few things of note. The €250K went to Galway, AOE 061436, bought in 2019. A very early bond 66212 won €50. Longford got 8 prizes, the lowest I can recall for any of the 26 counties. As always Dublin and Cork combined got over 50% of the prizes by number, 51.72%.

dxhound2005 · 30-09-2022 6:51pm

September count, the same 15 million bonds BAV to BBJ in each of the 5 draws. All bonds newer than 13 weeks, all prizes €50.

Friday 02 73 prizes, highest BBH 9, lowest BAV 2.

09 94, BAW 11, BAX and BBJ 4 each.

16 75, BBI 8, BAX, BBC, BBG and BBJ 3 each.

23 92, BBE 9, BBB 3.

30 72, BBG 9, BBC, BBF 3 each.

Highest overall BBG 34 (5,9,3,8,9). Lowest 21, BBB (4,5,5,3,4) and BBC (3,6,3,6,3).

75 million bonds won 406 prizes, average per million 5.413. x 52 x €50 = €14,074.67. Divided by 62.5 to get what €100K would win in a year with the same luck = €225.19. Toss up between 4 and 5 x €50.

Sligo Quay · 01-10-2022 4:42pm

https://www.boards.ie/discussion/comment/119686312#Comment_119686312

You're forgetting about our Greek bond holder, won €50euro this week, but hasn't had a win in a while, probably still recovering from the big €50k win last year.

Anyway back to poor aul me, nothing this week, €50 euro last week 23rd September.

dxhound2005 · 01-10-2022 7:21pm

Not forgotten, just waiting until November for 26 more draws since 06 May. See post #8060 on page 269.

pbwinner · 02-10-2022 9:51pm

Winnings on 30th September 2022: €0

Last win 5th August 2022: €50

Total winnings on €25k from Feb 2011 to date: €3250

2011: €75 x 4 = €300

2012: €75 x 6 = €450

2013: €50 x 12 = €600

2014: €50 x 9 = €450

2015: €50 x 5 = €250

2016: €50 x 5 = €250

2017: €50 x 4 = €200

2018: €50 x 2 = €100

2019: €50 x 6 = €300

2020: €50 x 5 = €250

2021: €50 x 1 = €50

2022: €50 x 1 = €50

carrickbawn · 07-10-2022 1:12pm

Nothing again 😭

AyeGer · 07-10-2022 1:24pm

I have a decent sum of money in the prize bonds and I’m in a year now. My winning percentage is 0.00125%

Absolutely pathetic. I’d make more leaving in in my bank account.

Im going to give it till Christmas then I’ll take the majority out and invest it.

PB2018 · 07-10-2022 1:26pm

Wins on 7th October 2022: €0

Last win: 23rd September 2022: €50

Weeks since last win: 2

€134k invested in prize bonds since July 2017

Win ratio: 34 wins in 275 weeks (12%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-Dec): 2 x €50 = €100

2022 (Jan-date): 6 x €50 = €300

Hibernicis · 07-10-2022 1:56pm

For anybody who hasn't seen the new A4 prize bond certs yet, this is what they look like, front and reverse:

€25k invested in prize bonds

Comments