€25k invested in prize bonds

PB2018

Wins on 18th November 2022: €0

Last win: 28th October 2022: €50

Weeks since last win: 3

€134k invested in prize bonds since July 2017

Win ratio: 36 wins in 281 weeks (13%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-Dec): 2 x €50 = €100

2022 (Jan-date): 7 x €50 = €350

tuisginideach

€50 today - about time!

dxhound2005

For ACK320000 - ACK350000

Draw Date Prize Value Prize Bond Number

18 Nov 2022 €50.00 ACK348237

04 Nov 2022 €50.00 ACK341161

04 Nov 2022 €50.00 ACK343600

04 Nov 2022 €50.00 ACK340664

21 Oct 2022 €50.00 ACK324826

14 Oct 2022 €50.00 ACK347872

23 Sep 2022 €50.00 ACK326088

23 Sep 2022 €50.00 ACK328827

29 Jul 2022 €50.00 ACK344322

22 Jul 2022 €50.00 ACK345364

All of those bonds are in Fermanagh, almost certainly with the same person. 10 prizes in 19 weeks. This is the sort of good luck which balances out the bad luck that most of us experience. Nothing for me this week or last.

carrickbawn

2 more weeks of nothing for me. Have been checking out alternatives. Many years of being a prize bond fan but months of nothing on a significant sum of money have convinced me to look elsewhere for a return on my money.

pbwinner

Winnings on 25th November 2022: €0

Last win 5th August 2022: €50

Total winnings on €25k from Feb 2011 to date: €3250

2011: €75 x 4 = €300

2012: €75 x 6 = €450

2013: €50 x 12 = €600

2014: €50 x 9 = €450

2015: €50 x 5 = €250

2016: €50 x 5 = €250

2017: €50 x 4 = €200

2018: €50 x 2 = €100

2019: €50 x 6 = €300

2020: €50 x 5 = €250

2021: €50 x 1 = €50

2022: €50 x 1 = €50

carrickbawn

Another Black Friday for me. Don't know where my bonds are gone. I😭😭

Sultan of Bling

I cashed mine out today.

50k bought between June and August 2021.

2 x €50 wins in 2021.

Nothing this year and no win in over a year.

Best of luck to you all going forward.

PB2018

Wins on 25th November 2022: €0

Last win: 28th October 2022: €50

Weeks since last win: 4

€134k invested in prize bonds since July 2017

Win ratio: 36 wins in 282 weeks (13%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-Dec): 2 x €50 = €100

2022 (Jan-date): 7 x €50 = €350

Furze99

€300 this year, works out at about 0.005% interest.

And that's pretty typical for the 4 years we've had them.

Did anyone here ever win more than the bog standard minimum?

monseiur

Hi all, Just looking for a bit of advise based on your experience - Thinking of buying some bonds for the first time, have €35K to invest. Should I buy say €5k at a time over a period of weeks/months or invest the whole lump in one go ? Or does it one iota of difference ?

Thanks.

dxhound2005

€50 for me today, first win since 07 October. A little group of bonds which are doing much better than the rest of what I have. I also see that the ACK bonds in Fermanagh won again today.

Up to date as of Friday 25 November 2022

25 Nov 2022

Prize Bond Number Value of Prize

MC931445 €50.00

08 Jul 2022

MC930758 €50.00

24 Jun 2022

MC931839 €50.00

19 Nov 2021

MC931687 €50.00

John arse

Nothing in nov on €170k-9x€50 in 2022.

dxhound2005

https://www.boards.ie/discussion/comment/119920299#Comment_119920299

I won €1,000 in 2010 and again in 2015. A poster called Agent Smyth won €1,000 in 2021. See posts #6875 and #6899 on page 230.

Do your calculation again, 0.005% makes no sense.

Furze99

https://www.boards.ie/discussion/comment/119920945#Comment_119920945

Well if you prefer, a ½ of 1%.

Montage of Feck

PTSB have doubled their deposit rates! ...but double feck all is still feck all.

dxhound2005

https://www.boards.ie/discussion/comment/119921451#Comment_119921451

In the last four years you have 27 months at 0.5% and 21 months at 0.35% as the notional interest rate. Because of the way some of the prize money is reserved for the big prizes, the real world expected return with average luck is 0.35% and 0.25%. So at 0.5% you are doing well, and given that your prize money is DIRT free, much better than any other risk free product.

dxhound2005

The best deposit rates in the EU are in Hungary. Far ahead of what Raisin Bank are offering in places like Portugal and Latvia.

https://tradingeconomics.com/hungary/deposit-interest-rate

Furze99

https://www.boards.ie/discussion/comment/119921549#Comment_119921549

Ah, I'm not saying it isn't comparable with rates from banks in recent years. But it was a deal better once, with more larger prizes I recall.

dxhound2005

November count. The same 16 million bonds BBL to BCA in each of the 4 draws.

Friday 04. 110 prizes, highest BBO 13, lowest BBT 2

Friday 11. 93, BBT 11, BBN 1.

Friday 18. 111, BBN 10, BBT 3.

Friday 25. 85, BBV 10, BBP 1.

Highest overall BBV 35 (10, 7, 8, 10). Lowest BBZ 20 (5, 8, 5, 2).

64 million bonds won 399 prizes, average per million 6.234. x 52 x €50 = €16,209.37. Divided by 62.5 to see what €100K would win in a year with the same luck = €259.35. Nearest to 5 x €50.

pbwinner

https://www.boards.ie/discussion/comment/119920378#Comment_119920378

Makes no difference, other than the more bonds you have in the draw, the greater your chances. So better to put them all in one go.

pbwinner

Winnings on 2nd December 2022: €0

Last win 5th August 2022: €50

Total winnings on €25k from Feb 2011 to date: €3250

2011: €75 x 4 = €300

2012: €75 x 6 = €450

2013: €50 x 12 = €600

2014: €50 x 9 = €450

2015: €50 x 5 = €250

2016: €50 x 5 = €250

2017: €50 x 4 = €200

2018: €50 x 2 = €100

2019: €50 x 6 = €300

2020: €50 x 5 = €250

2021: €50 x 1 = €50

2022: €50 x 1 = €50

dxhound2005

Nothing for me today. The number of €50 prizes in the December draws is 4,686 up from 4,659 in November. The newest bond to win on 04 November was BCB 577343, newest 02 December BCI 956503, sales of around €44.7 million.

The €50K winner in Cork BCI 729320 is brand new. I got new bonds this week in the BCH series.

Message on the Prize Bonds site:

Prize Bonds €250,000 Draw, 30th December 2022 - The last day to purchase Prize Bonds online to ensure inclusion in the €250,000 Draw is 18th December.

dxhound2005

https://www.boards.ie/discussion/comment/119834770#Comment_119834770

Confirmation in the draw of 02 December that the bonds over ZH792426 are still in the draw. 2 x €50 for Greece.

Prize Value Winning Prize Bond Location

€50.00 ZH790975 Greece

€50.00 ZH814254 Greece

tuisginideach

Nothing last week nor this week. Nor most other weeks .....

PB2018

Wins on 2nd December 2022: €0

Last win: 28th October 2022: €50

Weeks since last win: 5

€134k invested in prize bonds since July 2017

Win ratio: 36 wins in 283 weeks (13%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-Dec): 2 x €50 = €100

2022 (Jan-date): 7 x €50 = €350

Sligo Quay

€50euro for me today, last win 23rd September, total wins this year in 2022 €200 euro=4 wins, I cashed in 40k in July, leaving me now with 60k, 3 batches 10k 20k 30k, €50 today on the 20k batch.

I see a €100euro for the Greek bonds today 2x€50s.

carrickbawn

https://www.boards.ie/discussion/comment/119948677#Comment_119948677

Same as that. Dont know why I even bother checking.

PB2018

Wins on 9th December 2022: €0

Last win: 28th October 2022: €50

Weeks since last win: 6

€134k invested in prize bonds since July 2017

Win ratio: 36 wins in 284 weeks (13%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-Dec): 2 x €50 = €100

2022 (Jan-date): 7 x €50 = €350

pbwinner

Winnings on 9th December 2022: €0

Last win 5th August 2022: €50

Total winnings on €25k from Feb 2011 to date: €3250

2011: €75 x 4 = €300

2012: €75 x 6 = €450

2013: €50 x 12 = €600

2014: €50 x 9 = €450

2015: €50 x 5 = €250

2016: €50 x 5 = €250

2017: €50 x 4 = €200

2018: €50 x 2 = €100

2019: €50 x 6 = €300

2020: €50 x 5 = €250

2021: €50 x 1 = €50

2022: €50 x 1 = €50

tuisginideach

The usual - nothing 😔