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€25k invested in prize bonds

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    #2342
    Sligo Quay
    Registered Users Posts: 733 ✭✭✭Sligo Quay


    Nothing for me today, last win 11th September 50 euro.


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    #2343
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    robwen wrote: »
    €50 win today makes €200 total (4x50) on €30,000 in one year

    in the same period €30,000 in a BOI Advantage 12 Month Fixed Term Deposit Acc matured last week giving me interest of €176.51

    PB`s just sneak it on the line

    Is that interest gross or net of tax??


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    #2344
    robwen
    Registered Users Posts: 2,341 ✭✭✭robwen


    Agent Smyth wrote: »
    Is that interest gross or net of tax??

    Net


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    #2345
    tuisginideach
    Registered Users Posts: 2,066 ✭✭✭tuisginideach


    tuisginideach wrote: »
    and again :(

    €50 today:)


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    #2346
    Big C
    Registered Users Posts: 943 ✭✭✭Big C


    Sick of banks offering 0.5%
    can anyone save me reading thru 154 pages here, has anyone won more than €50 ?????


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    #2347
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    Big C wrote: »
    Sick of banks offering 0.5%
    can anyone save me reading thru 154 pages here, has anyone won more than €50 ?????

    I have :)


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    #2348
    Thargor
    Registered Users Posts: 17,937 ✭✭✭✭Thargor


    Big C wrote: »
    Sick of banks offering 0.5%
    can anyone save me reading thru 154 pages here, has anyone won more than €50 ?????
    Put anything over 50 out of your mind, if it happens its a nice bonus but you'll be one of a very small club, winning 50 is a bit of a challenge these days tbh.


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    #2349
    Sabre Man
    Registered Users Posts: 2,029 ✭✭✭Sabre Man


    Big C wrote: »
    Sick of banks offering 0.5%
    can anyone save me reading thru 154 pages here, has anyone won more than €50 ?????

    I'm getting 1.25% before tax with RaboDirect.


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    #2350
    Negative_G
    Registered Users Posts: 1,345 ✭✭✭Negative_G


    Sabre Man wrote: »
    I'm getting 1.25% before tax with RaboDirect.

    So an effective rate of .77% or thereabouts once DIRT is taken from your interest.

    Still fairly miserable.


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    #2351
    Sligo Quay
    Registered Users Posts: 733 ✭✭✭Sligo Quay


    Sligo Quay wrote: »
    Nothing for me today, last win 11th September 50 euro.
    I'II quote myself, same post as last Friday, more disappointment today:(


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    #2352
    tuisginideach
    Registered Users Posts: 2,066 ✭✭✭tuisginideach


    I see Prize Bonds have now brought in a maximum amount held - you can't buy more than €250,000 or hold more unless you inherit them/ buy them with your winnings. I have often thought that if I won the million or the Lotto (which I gave up doing when the price/numbers increased) I'd buy Prize Bonds with the lot and leave there for the 3 months til I had had time to plan what to do longterm with the money.
    So I am stymied again. :(

    I wonder how many holders of €250000+ worth of bonds there are?

    On the plus side, I will still be able to buy prize bonds with today's €50.:)


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    #2353
    pbwinner
    Registered Users Posts: 825 ✭✭✭pbwinner


    Winnings on 06 November 2015: €0
    Last win 02 October 2015: €50
    Total winnings since Feb 2011 on €25k: €2000


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    #2354
    otterj
    Registered Users Posts: 384 ✭✭otterj


    tuisginideach wrote: »
    I see Prize Bonds have now brought in a maximum amount held - you can't hold more than €250,000 unless you inherit them/ buy them with your winnings. I have often thought that if I won the million or the Lotto (which I gave up doing when the price/numbers increased) I'd buy Prize Bonds with the lot and leave there for the 3 months til I had had time to plan what to do longterm with the money.
    So I am stymied again. :(

    I wonder how many holders of €250000+ worth of bonds there are?

    On the plus side, I will still be able to buy prize bonds with today's €50.:)

    What are the reasons behind this?


    Also have you a better chance of winning a prize by buying smaller batches or just buy one big batch of prize bonds?


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    #2355
    Sabre Man
    Registered Users Posts: 2,029 ✭✭✭Sabre Man


    Negative_G wrote: »
    So an effective rate of .77% or thereabouts once DIRT is taken from your interest.

    Still fairly miserable.

    True but it beats the competition.


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    #2356
    Sligo Quay
    Registered Users Posts: 733 ✭✭✭Sligo Quay


    otterj wrote: »
    Also have you a better chance of winning a prize by buying smaller batches or just buy one big batch of prize bonds?
    It really doesn't make any difference, it only takes 1 individual bond to win a prize, last week's €1 million was won by a bond bought in 2014, was it part of a batch or not, it makes no difference, it's only 1 bond out of millions, it was lucky to win a million, there is no system, it's all a random game of chance, we'd all love to know the secret or system, there isn't any, just pure random luck, but there is 1 thing, there is always NEXT FRIDAY ;)


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    #2357
    FoolsGold1
    Registered Users Posts: 289 ✭✭FoolsGold1


    Winnings from 6th Nov. - Nil
    Last win €50 on 30th Oct. 2015.


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    #2358
    blindside88
    Registered Users Posts: 1,968 ✭✭✭blindside88


    Quick question. I've just come across the tread and realise I have a €50 bond since 2009. Do you need to check each draw if you have won or will you be notified? I've never checked if I've won anything (sorry to hijack)


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    #2359
    _Tombstone_
    Closed Accounts Posts: 3,006 ✭✭✭_Tombstone_


    blindside88 wrote: »
    Quick question. I've just come across the tread and realise I have a €50 bond since 2009. Do you need to check each draw if you have won or will you be notified? I've never checked if I've won anything (sorry to hijack)

    https://www.statesavings.ie/PrizebondsApp/Results/Default.aspx


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    #2360
    honey12345
    Registered Users Posts: 213 ✭✭honey12345


    otterj wrote: »
    What are the reasons behind this?


    Also have you a better chance of winning a prize by buying smaller batches or just buy one big batch of prize bonds?

    I have two separate batches one with the value of 30k the other for the value of 10k I will put another 10k into prize bonds within the next couple of months. I have won a 100 euro in total. They're not in a year yet the 30k is in since April ( I think) The other 10k is in since June or July If I remember correctly.


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    #2361
    Taylor365
    Registered Users Posts: 2,994 ✭✭✭Taylor365


    Well, cancelled my DD and upped the amount to 14K.

    Will leave that for the year see how it does against my 3% reg saver :P


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    #2362
    FoolsGold1
    Registered Users Posts: 289 ✭✭FoolsGold1


    Good luck Tayloranydayoftheyear!


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    #2363
    honey12345
    Registered Users Posts: 213 ✭✭honey12345


    FoolsGold1 wrote: »
    Good luck Tayloranydayoftheyear!

    troll


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    #2364
    FoolsGold1
    Registered Users Posts: 289 ✭✭FoolsGold1


    There's always a Leap Year Honey, which is a bit of an Add-on I suppose.

    Good Luck to you too!


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    #2365
    yabadabado
    Registered Users Posts: 16,531 ✭✭✭✭yabadabado


    €50 win today on €20k.

    Second win.Got the bonds at the start of September.


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    #2366
    tuisginideach
    Registered Users Posts: 2,066 ✭✭✭tuisginideach


    Smiling today 3 X €50! :):):)


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    #2367
    carrickbawn
    Registered Users Posts: 292 ✭✭carrickbawn


    Well done...Nothing here...cashing more in next week ,so even less chance of winning in future....But lets face it,,only going from slim to slimmer...


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    #2368
    pbwinner
    Registered Users Posts: 825 ✭✭✭pbwinner


    Winnings on 13 November 2015: €0
    Last win 02 October 2015: €50
    Total winnings since Feb 2011 on €25k: €2000

    p.s. "€25k invested in prize bonds" is the highest viewed thread in the Investment & Markets section :-) My winnings in PBs haven't cheered me up, but that does, a little :-)) Here's to next Friday! :-P


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    #2369
    Thargor
    Registered Users Posts: 17,937 ✭✭✭✭Thargor


    tuisginideach wrote: »
    Smiling today 3 X €50! :):):)
    Large amount of bonds?


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    #2370
    tuisginideach
    Registered Users Posts: 2,066 ✭✭✭tuisginideach


    Thargor wrote: »
    Large amount of bonds?

    Yes - and I disappeared completely off the winning radar for the first half of the year - they must have found the bonds again!


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    #2371
    honey12345
    Registered Users Posts: 213 ✭✭honey12345


    tuisginideach wrote: »
    Yes - and I disappeared completely off the winning radar for the first half of the year - they must have found the bonds again!

    How much have you got on in prize bonds? 3 x 50 congrats!


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