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BER insurance

  • 16-06-2011 9:36am
    #1
    Max Powers
    Registered Users, Registered Users 2 Posts: 3,510 ✭✭✭


    The amounts quoted in this insurance doc i got from SEAI are insane (6.5m, 1.3m and 13m). THe cost of insurance is pushing a load of people out of doing BERs. This is especially true for a person using the BERs as a sort of nixer.

    Anyone know where this insurance can be got a reasonable prices?


Comments

  • #2
    No6
    Registered Users, Registered Users 2 Posts: 2,489 ✭✭✭No6


    The levels of insurance required for the work involved are stupid!! I have had PI for years which has covered my BER work but now I have to get PL and EL cover too!! There are some companies doing packages for BER assessors for around 400 but you'd want to be doing a few BER's to justify it. I don't think its necessarily a bad thing that people are dropping out of the system, there was way way to many assessors some doing the BERs for peanuts, it will make BER's a little bit more viable for whoever remains, I just havn't decided if I will stick it out or not!!


  • #3
    sydthebeat
    Subscribers Posts: 41,787 ✭✭✭✭sydthebeat


    Max Powers wrote: »
    .... THe cost of insurance is pushing a load of people out of doing BERs. This is especially true for a person using the BERs as a sort of nixer.

    ....

    Good.

    The BER service should always have been viewed as another string to a building professionals bow. It never should have been viewed as a standalone profession. Most building professionals would have PI insurance in this level (ours was 1m now up to 1.3m)

    I agree that the levels are definitely on the highside, but the difference in premium between 1m and 1.3 m is minimal to us.

    No6, wouldnt your insurer include PL and EL as standard on your insurance?


  • #4
    No6
    Registered Users, Registered Users 2 Posts: 2,489 ✭✭✭No6


    sydthebeat wrote: »
    No6, wouldnt your insurer include PL and EL as standard on your insurance?

    No, PI only Pl & El have always been seperate policy's with me (if I needed them!!)


  • #5
    SEVERA
    Registered Users Posts: 138 ✭✭SEVERA


    i am confused, has anbody any clue as to where i can get 1 insurance policy to cover both my jobs as a heating contractor and a ber assessor i allready have pl of 6.5m product liability of 6.5m and el of 13m which is up for renewal next week costing 800 euro its going to be hard enough to pay for this as is.


  • #6
    No6
    Registered Users, Registered Users 2 Posts: 2,489 ✭✭✭No6


    All you will need is a seperate PI policy!! but you might be as well off getting a combined policy just for BER work they are costing around 360 I thnik at the moment.


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  • #7
    chrisoc09
    Registered Users Posts: 8 ✭chrisoc09


    The BERAAI have recently mailed all assessors registered with details of an insurance package they have put together for i think €400. I use a company in wexford (quiet reasonable) pm for details if you want.


  • #8
    Needler
    Closed Accounts Posts: 753 ✭✭✭Needler


    sydthebeat wrote: »
    Good.

    The BER service should always have been viewed as another string to a building professionals bow. It never should have been viewed as a standalone profession. Most building professionals would have PI insurance in this level (ours was 1m now up to 1.3m)

    I agree that the levels are definitely on the highside, but the difference in premium between 1m and 1.3 m is minimal to us.

    No6, wouldnt your insurer include PL and EL as standard on your insurance?

    Good for you if you're making more money out of the Jobs for the Boys scheme that is BER certification I suppose.

    A whole new industry created overnight by the government, brilliant isn't it?


  • #9
    sinnerboy
    Closed Accounts Posts: 5,433 ✭✭✭sinnerboy


    Please dont waste peoples time with contradictory posts

    Banned for 2 weeks


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