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whats classed as a house insurance claim?

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  • 16-06-2011 9:04pm
    #1
    TRISHKA
    Registered Users Posts: 124 ✭✭


    Hi

    I stupidly made a house insurance claim againist fbd when the sun shone through our dining room window againist a mirror and burnt a hole in our leatherette dining room chair, we weren't covered as it was classed as an action of the sun and anyway was below our excess, anyway I now have to renew our house insurance and when looking for a quote on the net i'm being asked have we made a claim, as I didnt get any money for the chair does this mean we made a claim or not? not sure what to put so any advise would be great, dont want to put no if it may cause problems down the line


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    #2
    peteb2
    Registered Users Posts: 1,813 ✭✭✭peteb2


    It really comes down to how specifically the question is asked. Some will ask whether you have ever made a claim, where some will phrase if you have ever made a claim whether covered or not.

    You should generally be ok to say no.


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    #3
    matt70iu
    Registered Users Posts: 415 ✭✭matt70iu


    peteb2 wrote: »
    It really comes down to how specifically the question is asked. Some will ask whether you have ever made a claim, where some will phrase if you have ever made a claim whether covered or not.

    You should generally be ok to say no.


    Would agree, nothing was paid out to you, so I reckon you are still claim free.


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