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Buying online with credit card

mw3guc · 2011-06-18 01:38:22

I'm hoping to make a large (for me) purchase from a UK company that makes bespoke sofas and I will be using Mastercard (BOI). I have researched this company and seen many (mostly positive) reviews online, so hopefully all will be okay. I know there is 'equal liability' under consumer legislation in UK for purchases over…

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18-06-2011 2:38am

#1

mw3guc

Closed Accounts Posts: 216 ✭✭

Join Date: February 2011

Posts: 201

I'm hoping to make a large (for me) purchase from a UK company that makes bespoke sofas and I will be using Mastercard (BOI). I have researched this company and seen many (mostly positive) reviews online, so hopefully all will be okay.
I know there is 'equal liability' under consumer legislation in UK for purchases over £100 should a firm go bust or fail to deliver the goods and would like to know if this is the same here in Ireland and if it also fully covers purchases made online? Is there a particular piece of ROI legislation that covers this? I'm just trying to be careful here.
Thanks for any help

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#2 18-06-2011 2:39pm
coylemj

Registered Users Posts: 25,437 ✭✭✭✭

Join Date: October 2006

Posts: 24948

If the company goes bust or fails to deliver the goods you can do a chargeback on the credit card so you're pretty well covered. You shouldn't need to fall back on any consumer legislation.

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