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VHI Elective treatment/surgery?

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  • 18-06-2011 9:53am
    #1
    karl bracken
    Registered Users Posts: 387 ✭✭


    Hi All,

    As the title says what is elective treatment/surgery?
    Any examples?
    I am abroad and was wondering did it cover elective dental work and just curious to what other things it covers.
    Global policy, level 1.

    Thanks.


Comments

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    #2
    coylemj
    Registered Users Posts: 25,437 ✭✭✭✭coylemj


    'Elective' means non-essential work like a boob job (cosmetic surgery) or straightening crooked teeth. It's where the patient asks for the work to be done rather than have it prescribed by a doctor to cure an illness or fix a physical problem like a bad back.


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    #3
    [Deleted User]
    Posts: 23,339 ✭✭✭✭ [Deleted User]


    Are some orthopaedic procedures not classed as elective surgery?


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    #4
    NuMarvel
    Registered Users Posts: 3,279 ✭✭✭NuMarvel


    FYI, according to the benefits summary for VHI's Global level 1 on their website, cover for non-emergency dental treatment is only included if you paid for the dental cover add-on. It doesn't appear to be a standard feature.

    And from glancing through their policy document, I'd suggest calling VHI to confirm cover in any case, because in some circumstances the member is liable for 25% of the bill if a claim isn't pre-authorised.


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    #5
    karl bracken
    Registered Users Posts: 387 ✭✭karl bracken


    thanks for the info


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    #6
    honkytonk52
    Closed Accounts Posts: 99 ✭✭honkytonk52


    yeah anything to do with treatment on the global policy usually has to be pre authorized....its always best practice regardless whether you are on a global policy or a normal hosp policy here in Ireland to call your insurer before you ever go to have anything done...above all at least it will give you peace of mind


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