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finance on pcs?

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  • 19-06-2011 7:00pm
    #1
    Registered Users Posts: 22,929 ✭✭✭✭


    hey lads. I really would love to upgrade my pc, but unfortunatly it will be bottleneck as hell if i will replace psu,gpu and add ram.

    its dell, so its not easy to work with them, when it comes to upgrading. it was great and still plays games, but it shows its age.

    Problem is i am in the middle of closing a deal on buying house, so my finance are a bit crippled :o.

    i have enought money to buy a pc, but i cant afford to spend so much money just now.

    I know dell is doing finance, but i dont want to go with dell this time, no offence to dell, as i found my current machine bullet prove and it lasted 4 years! still goes quite good! I just want a biult system which i can upgrade more easily in the future.

    Did anyone did something similar and know which companies will do finance?

    http://www.pcspecialist.co.uk/ this crowd looks briliant and i know some boardsies use them, but do they approve finance from ireland?


Comments

  • Registered Users Posts: 6,710 ✭✭✭Monotype


    I wouldn't be keen on getting financing on a PC as you could end up pay ridiculous amounts of interest in the long run. Plus you will still probably have to pay a good bit at a time because of the steep depreciation rate of computer components.
    Maybe get a slightly bigger mortgage to avail of lower interest?

    What are the current complete specs? - Perhaps you could squeeze in a new graphics card without a PSU upgrade?


  • Registered Users Posts: 22,929 ✭✭✭✭ShadowHearth


    Monotype wrote: »
    I wouldn't be keen on getting financing on a PC as you could end up pay ridiculous amounts of interest in the long run. Plus you will still probably have to pay a good bit at a time because of the steep depreciation rate of computer components.
    Maybe get a slightly bigger mortgage to avail of lower interest?

    What are the current complete specs? - Perhaps you could squeeze in a new graphics card without a PSU upgrade?

    its quad core 6600 3gb ram 8800gt, psu is 375 i think.

    if i need to upgrade i need a new psu. Ram is tricky, as its ddr2. max i can put in 8gb ddr2 800mhz. these are old rams and cost a fortune!

    gpu? what gpu is noted as decent?

    itd dell xps420, so i dont know if any parts will play nicely with it, as i heard dell likes to put in its own touch, and you have to use only certain brands etc...


  • Registered Users Posts: 207 ✭✭The Omen 666


    its quad core 6600 3gb ram 8800gt, psu is 375 i think.

    if i need to upgrade i need a new psu. Ram is tricky, as its ddr2. max i can put in 8gb ddr2 800mhz. these are old rams and cost a fortune!

    gpu? what gpu is noted as decent?

    itd dell xps420, so i dont know if any parts will play nicely with it, as i heard dell likes to put in its own touch, and you have to use only certain brands etc...


    i have a 9200/xps410 and it too has the 375 watt psu, i currently have a hd4850 in it, 1gb. amd site says it needs 440 i think but it runs fine for me on the 375

    granted i dont do major gaming on it so its not under too much load for long but i have played cod on it, dir 2 as well, all at med or better ( little better)

    might be worth a go...

    i am saving for a new build myself as wanna get wither 6850 or 560ti and no way that gonna fit the dell lol


  • Registered Users Posts: 22,929 ✭✭✭✭ShadowHearth


    i have a 9200/xps410 and it too has the 375 watt psu, i currently have a hd4850 in it, 1gb. amd site says it needs 440 i think but it runs fine for me on the 375

    granted i dont do major gaming on it so its not under too much load for long but i have played cod on it, dir 2 as well, all at med or better ( little better)

    might be worth a go...

    i am saving for a new build myself as wanna get wither 6850 or 560ti and no way that gonna fit the dell lol

    the bastord looks fat enought lol. might fit in some fater gpu. those 375 psu are very good i heard, they take cards that need way more then 375 and they still do job fine.

    if psu can be changed, it might be worth to try some new gpu in it.

    problem is i dont want to spend money on this pc and end up buying a new system in one year time anyway.

    like i said, my pc is going strong 4 years and only witcher 2 destroyed it. i presume games like bf3 will eat my pc for breakfast and spit it out. :pac:

    if i will need to spend 500eu just to bring it up a bit, then i might put anather 500eu and get something very decent!


  • Registered Users Posts: 442 ✭✭smiley girl


    Harvey Norman do finance. I was going to go with that but I found that in the long run saving up that €400 worked better in the long run.
    Having no mortgage I suppose it was a bit easier for me, but have a look at their website anyway.:)


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  • Registered Users Posts: 6,710 ✭✭✭Monotype


    A 6850 seems to be about in the same power bracket as an 8800gt with a maximum of 110-130W, so you could probably get away with that. Your processor isn't too bad by today's standards and games don't really avail of more than 4GB of RAM, so 3GB isn't bad.
    I think the 6850 along with a bit of housekeeping on your computer could rejuvenate it until you can put in more money.
    You could buy a new AMD system for 500ish - a 6850 (maybe 6870) + 4GB DDR3, but you should save your money. While you would be getting your upgradability, the system wouldn't be tremendously better. AMD will be releasing new processors "soon" so you might get a better deal for a complete system then.


  • Registered Users Posts: 207 ✭✭The Omen 666


    if i will need to spend 500eu just to bring it up a bit, then i might put anather 500eu and get something very decent!


    with help from the guys here, ud build a handy machine for 500 ( amd based with good graphics) assuming u have monitor etc

    for a few hundred more, a nice i5 2500k build

    have a look here and factor in a new graphics card on top

    http://www.boards.ie/vbulletin/showthread.php?t=2056299162

    there are other threads, cant remember where bit one of the guys here did 3 builds, low budget, mid budget and higher


  • Registered Users Posts: 6,710 ✭✭✭Monotype


    Having a deeper look, some of the 8800GTs use a bit less power than the others and the 6850s usually need two 6 pin connectors. If you have the connectors, you should be able to get away with it without trouble but perhaps the new PSU might be worthwhile.


  • Registered Users Posts: 22,929 ✭✭✭✭ShadowHearth


    How much of a improvement I look at with 6850?

    Psu are not so expensive so wouldn't put me off this idea.

    If I am willing to go for new system i would be going around 1-1.1k eu mark. Don't want to spend 500eu on something just a bit fester them what I got.

    How much that gpu and needed psu would cost then lads?


  • Registered Users Posts: 6,710 ✭✭✭Monotype


    A 6850 would be double the GPU power. With a new PSU as well, you would be talking about €200.

    http://www.amazon.co.uk/Asus-Radeon-6850-DirectCU-PCI-/dp/B004HXW5OU/
    http://www.amazon.co.uk/XFX-P1-650S-NLB9-PRO650W-Power-Supply/dp/B0045L5LGI/

    Free delivery

    650W is a bit excessive, but I wasn't that gone on the others.



    You could get a decent system for ~€800, no need to go above 1K.


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  • Registered Users Posts: 22,929 ✭✭✭✭ShadowHearth


    Monotype wrote: »
    A 6850 would be double the GPU power. With a new PSU as well, you would be talking about €200.

    http://www.amazon.co.uk/Asus-Radeon-6850-DirectCU-PCI-/dp/B004HXW5OU/
    http://www.amazon.co.uk/XFX-P1-650S-NLB9-PRO650W-Power-Supply/dp/B0045L5LGI/


    Free delivery

    650W is a bit excessive, but I wasn't that gone on the others.



    You could get a decent system for ~€800, no need to go above 1K.

    Aha nice. Sorry for being so anal and thick now, but it was ages since I was looking in to pc hardware. Last time I was actuolly looking in to it, 8800 gtx was the biggest powerhouse and all was about sli bull****. I am still lost performance wise with Gpus...

    So let's say if I go get that ati card with psu. Bring my ram up to 6gb 800mhz DDR2 2 2 1 1 I presume. How well I will be prepared for next power hungry games? How behind will I be if I decide to buy in September a pc for around 1k eu?


  • Registered Users Posts: 712 ✭✭✭deejer


    How behind will I be if I decide to buy in September a pc for around 1k eu?

    It could be a good idea to hold out until September to do your new build. The new AMD CPU's should be out by then with a few reviews. If they are as good as they promise it should also lead to a price decrease as they will surely try and under cut Intel.


  • Registered Users Posts: 6,710 ✭✭✭Monotype


    Do you have a 64-bit OS? You'll need that to use more than 4GB of RAM. I wouldn't bother with a RAM upgrade TBH unless you can get it for very cheap. You won't be able to carry DDR2 into a new system.

    Say if you got that PSU (there's also a modular version, although quite a bit more expensive) and that 6850.
    You could later buy an Intel system or the new AMD, keep the PSU and add a second 6850? Cost might be €600-700. That should handle any games at HD resolution very well.


  • Moderators, Science, Health & Environment Moderators Posts: 10,079 Mod ✭✭✭✭marco_polo


    Aha nice. Sorry for being so anal and thick now, but it was ages since I was looking in to pc hardware. Last time I was actuolly looking in to it, 8800 gtx was the biggest powerhouse and all was about sli bull****. I am still lost performance wise with Gpus...

    So let's say if I go get that ati card with psu. Bring my ram up to 6gb 800mhz DDR2 2 2 1 1 I presume. How well I will be prepared for next power hungry games? How behind will I be if I decide to buy in September a pc for around 1k eu?

    Don't throw away any money on more expensive DDR2 that you may very well be throwing away in a few month, the Q6600 with 3GB hold their own just fine for the time being. If you are doing a partial upgrate definately stick to just the PSU and GPU as suggested, stuff you can easily bring over to a new build.


  • Registered Users Posts: 22,929 ✭✭✭✭ShadowHearth


    marco_polo wrote: »
    Don't throw away any money on more expensive DDR2 that you may very well be throwing away in a few month, the Q6600 with 3GB hold their own just fine for the time being. If you are doing a partial upgrate definately stick to just the PSU and GPU as suggested, stuff you can easily bring over to a new build.

    i know about ddr2, really annoying. price is just horrible! :(

    i am just wondering, is there any heave weight coming out in the next 2-3 months? witcher 2 destroyed my pc, but alice madness returns goes perfectly!

    i see finance is not very popular here. i want to keep this pc working after/ or if i get new pc, as it will be used for misses then. so i dont want to butcher after i get new pc etc.

    if i do that upgrade, will that be enought to carry highish settings on witcher 2 and bf3?

    or do i just save up money, forget finance and get myself a 1k system in september?


  • Registered Users Posts: 6,710 ✭✭✭Monotype


    The 6850 + PSU will cover you for another year, but not another 4 years again.

    What's stopping you from just putting the 8800GT & old PSU back in when September comes and you buy the rest of a new sytem?
    If it's just the one game, maybe you should hang on until September - BF3 won't be out until October.


  • Registered Users Posts: 22,929 ✭✭✭✭ShadowHearth


    Monotype wrote: »
    The 6850 + PSU will cover you for another year, but not another 4 years again.

    What's stopping you from just putting the 8800GT & old PSU back in when September comes and you buy the rest of a new sytem?
    If it's just the one game, maybe you should hang on until September - BF3 won't be out until October.

    You right, but I guess it's worth just to hold on till September so. Might open a piggy bank for it :) . Misses on board with me buying a new rig anyway.

    Any reasons for upgrade before bf3? Anything coming out that I overlooked so? I presume price will drop on pcs by that time too.


  • Registered Users Posts: 6,710 ✭✭✭Monotype


    Prices and options in the CPU dept should improve. I'm not in touch with all the latest games, but every component is still above a console so you should be able to run the major releases.
    CD Projekt, the Witcher 2 guys, have a bit more respect for the PC and so would have pushed the quality a bit harder with the capabilities of the platform.


  • Closed Accounts Posts: 7,002 ✭✭✭Komplett-Tech: Ryan


    Be very careful with finance on PC's. A lot of company’s charge silly interest on them these days. Do you have the option of a loan from the credit union or bank? If not overclockers.co.uk and scan.co.uk build some fantastic pc's and do a finance option. One of them even does a buy now and pay nothing for 12 months type of deal, but please read the small print and get a full quote from them so you know exactly what you are getting in to.


  • Registered Users Posts: 207 ✭✭The Omen 666


    Be very careful with finance on PC's. A lot of company’s charge silly interest on them these days. Do you have the option of a loan from the credit union or bank? If not overclockers.co.uk and scan.co.uk build some fantastic pc's and do a finance option. One of them even does a buy now and pay nothing for 12 months type of deal, but please read the small print and get a full quote from them so you know exactly what you are getting in to.


    to my knowledge, companies such as overclockers and scan as u say, do not offer finance for ROI... ( i may be mistaken tho, but almost sure)


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  • Registered Users Posts: 13,474 ✭✭✭✭kowloon


    Want to watch out for warranty too, it could have free collection and return if you live in the UK but you end up responsible for it in ROI. A big tower can be ridiculously expensive to send.


  • Closed Accounts Posts: 7,002 ✭✭✭Komplett-Tech: Ryan


    to my knowledge, companies such as overclockers and scan as u say, do not offer finance for ROI... ( i may be mistaken tho, but almost sure)

    You could very well be correct! I was under the impression that because overclockers use Hitachi as their loan provider and it's available in Ireland there shouldn't be a problem.


  • Registered Users Posts: 22,929 ✭✭✭✭ShadowHearth


    Be very careful with finance on PC's. A lot of company’s charge silly interest on them these days. Do you have the option of a loan from the credit union or bank? If not overclockers.co.uk and scan.co.uk build some fantastic pc's and do a finance option. One of them even does a buy now and pay nothing for 12 months type of deal, but please read the small print and get a full quote from them so you know exactly what you are getting in to.

    i was allways looking in to komplett.ie, but you got only few biult pcs. do you have some sort of interface to biuld your own system? like these guys? http://www.pcspecialist.co.uk/


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