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Legal Tender

  • 20-06-2011 8:09pm
    #1
    odds_on
    Closed Accounts Posts: 1,869 ✭✭✭


    What is the situation when someone wants to pay for something by cheque. Am I obliged to accept a cheque - as I would then have to have a bank account to cash it (without having to go to the cheque writer's own bank which may be at the other end of the country).

    Personally, I'd prefer cash!!

    Thanks in advance.


Comments

  • #2
    Peregrinus
    Registered Users, Registered Users 2 Posts: 26,713 ✭✭✭✭Peregrinus


    You are not obliged to accept payment by cheque (unless you have already contracted to do so).


  • #3
    odds_on
    Closed Accounts Posts: 1,869 ✭✭✭odds_on


    Many thanks Peregrinus; that is what I thought but wanted it confirmed.


  • #4
    shaneybaby
    Registered Users, Registered Users 2 Posts: 415 ✭✭shaneybaby


    Peregrinus wrote: »
    You are not obliged to accept payment by cheque (unless you have already contracted to do so).

    Hey, from memory i think you're right but you know where this comes from? just outa curiosity really.
    I know the European Regulation EC 974/98 limits the number of coins that can be offered for payment to fifty.

    You can sue on foot of a cheque without having to prove the debt itself (Bills of Exchange Act 1882)so I suppose the cheque is just a promise of payment more than payment.


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