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Classic Bike Insurance

  • 16-07-2011 6:10pm
    #1
    robodonkey
    Registered Users, Registered Users 2 Posts: 205 ✭✭


    Hi there - can anyone recommend a good classic insurer?
    I've just bought a 1980 Superdream (ok ok so in some people would argue its classic status!).
    This is my only transport too, usually on a pushbike these days!
    Limited mileage policy would be ideal, <5000 say.
    Any brokers that do this sort of thing?

    Cheers folks, can't wait to get back on (motorised) 2-wheels!
    I do think I'll be missing the power of my old Ducati though :(


Comments

  • #2
    bladespin
    Registered Users, Registered Users 2 Posts: 7,364 ✭✭✭bladespin


    Carole Nash offer classic bike insurance but beware, when I asked they told me you don't earn NCB on their classic policies so if it's your only bike policy your NCB could expire without you realising.
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    MasteryDarts Ireland - Master your game!



  • #3
    CJhaughey
    Registered Users, Registered Users 2 Posts: 14,907 ✭✭✭✭CJhaughey


    I got my '88 insured with Adelaide.
    AFAIK I am earning a bike NCB same as any other policy.


  • #4
    scorn
    Registered Users, Registered Users 2 Posts: 265 ✭✭scorn


    I've had a classic policy with Carole Nash for the last 6 years (classic is defined as 15 years or older - I'm on a '91 Bros). I now have a 6 year NCB statement so I don't believe the previous post to be correct...

    It could be down to how you classify it's use. My policy with CN states:
    "Social, domestic and pleasure purposes including use for travelling (sic) to and from a permanent place of work."

    If the bike was only to be used on the very rare occasion (in other words, it's primarily a display model now) then perhaps that could affect it? I suppose in the strictest sense, that's what classic insurance is for.


  • #5
    bladespin
    Registered Users, Registered Users 2 Posts: 7,364 ✭✭✭bladespin


    Every policy seems to be different, I only posted the information I was given by the company themselves when I posed the question as something to check for, never assume anything with insurance.
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    MasteryDarts Ireland - Master your game!



  • #6
    robodonkey
    Registered Users, Registered Users 2 Posts: 205 ✭✭robodonkey


    Just if anyone is interested (I'm sure it's in a sticky somewhere anyway):

    Aon 400 Fully comp, didn't ask about bike age.
    Adelaide started at 660, came down to 297 when I mentioend that they weren't even at the races, fully comp, didn't care about bike age.
    CN: They were all too busy to speak to me, but would call me back. Yesterday. They must have too much business ;)
    Quinn: Wouldn't cover anything past 1986 (I guess 25 years is their max bike age)


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