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Opening an Bank account

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  • 30-08-2011 9:42pm
    #1
    Bruffkid
    Registered Users Posts: 84 ✭✭


    Hi does anybody know is it easy to open a bank account in England.


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    #2
    Latchy
    Closed Accounts Posts: 21,191 ✭✭✭✭Latchy


    I assume you have to be a resident and have an address there first .


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    #3
    seamus
    Registered Users Posts: 68,317 ✭✭✭✭seamus


    It's surprisingly difficult. Many UK banks will insist that you've been resident for a set period of time and/or pass a credit check (yes, even for a current account) and/or ask for a reference from another UK bank. You usually need a UK ID number (their equivalent of the PPSN) which can take a few months to obtain.

    One avenue, once you have a UK address, is to speak to Bank of Ireland (UK). I know one or two people who've gotten an account with them on the basis of their Irish BOI account/bank giving them a reference.


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    #4
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    Lot of people opening accounts in the north with Irish addresses. Its purely to move funds out of the € but nothing stopping them using the UK branch of the bank they opened an account with.

    They are normally savings account so depends on the type of account you want, but some have opened both savings and current account.


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