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Hire purchase for a TV

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  • 22-10-2011 1:10am
    #1
    neiler987
    Registered Users Posts: 239 ✭✭


    hey im not sure if im in the right thread or not but i was just wondering if anyone would know if and were i could purchase a 3D TV say on hire purchase through my direct debit ?

    would i have to pay a deposit based on the price of the TV ??

    Any help would be appreciated thanks


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    #2
    Joe10000
    Registered Users Posts: 1,295 ✭✭✭Joe10000


    No offence mate but it's a long time since I've heard of anyone getting a tv on hp, got two myself back in the day, one in the 80s and one in the early 90s


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    #3
    neiler987
    Registered Users Posts: 239 ✭✭neiler987


    ah right i see so its unlikely then too bad were not back in the good owl days thanks anyways


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    #4
    qwertz
    Registered Users Posts: 1,726 ✭✭✭qwertz


    Why not be sensible and save the money first before you spend it on a rather non-essential item like a 3d tv. Yes, I am taking the risk of a warning or ban from this section but come on. Seriously.


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    #5
    Super-Rush
    Registered Users Posts: 19,473 ✭✭✭✭Super-Rush


    Harvey Norman do this.

    You apply instore and pay 10% of the price as a deposit.

    http://www.harveynorman.ie/services/payment-options/quick-credit


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    #6
    sdanseo
    Registered Users Posts: 9,233 ✭✭✭sdanseo


    Argos do hire purchase as well, as far as I know it's interest free too.

    I do remember looking at Harvey Norman's flexirent scheme, but they retained ownership at the end of the term unless you make a final payment. This new Quick Credit thing looks a good deal better although €5,000 over 4 years still costs you nearly €2,500 in interest.
    qwertz wrote: »
    Why not be sensible and save the money first before you spend it on a rather non-essential item like a 3d tv. Yes, I am taking the risk of a warning or ban from this section but come on. Seriously.

    I disagree. Saving means you pay €100 aside for ten months and get a TV in, for example, May. Whereas Hire Purchase, especially on the interest free versions, means you put €100 (or with interest, maybe €120) away each month but get the TV now. It works fine and I've done it myself, albeit with something a little more crucial which was car insurance, because when I first started driving it was far too expensive to afford the lump sum.


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    #7
    Blade
    Moderators, Business & Finance Moderators, Music Moderators, Recreation & Hobbies Moderators Posts: 4,499 Mod ✭✭✭✭Blade


    qwertz wrote: »
    Yes, I am taking the risk of a warning or ban from this section but come on.

    Ah here, we're not that bad! :)

    Anyway, moved to requests.


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    #8
    mdwexford
    Registered Users Posts: 11,279 ✭✭✭✭mdwexford


    Joe10000 wrote: »
    No offence mate but it's a long time since I've heard of anyone getting a tv on hp, got two myself back in the day, one in the 80s and one in the early 90s

    You must roll in high circles.


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    #9
    flutered
    Registered Users Posts: 6,689 ✭✭✭flutered


    in the uk quite a lot of rolex watches are bought on a three year no interest plan, it seems that once paid for they are worth more the the origional cost, a handy way of saveing a few quid.


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    #10
    Joe10000
    Registered Users Posts: 1,295 ✭✭✭Joe10000


    mdwexford wrote: »
    You must roll in high circles.

    All the way matey, all the way.

    The reason I said what I said was because TVs used to be very expensive, probably a few weeks wages back then. Now you can buy a decent TV for a weeks dole so I don't understand why anyone would need to buy a TV on HP.


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    #11
    Etnies
    Registered Users Posts: 1,151 ✭✭✭Etnies


    Littlewoods..


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    #12
    Super-Rush
    Registered Users Posts: 19,473 ✭✭✭✭Super-Rush


    Joe10000 wrote: »
    All the way matey, all the way.

    The reason I said what I said was because TVs used to be very expensive, probably a few weeks wages back then. Now you can buy a decent TV for a weeks dole so I don't understand why anyone would need to buy a TV on HP.

    Show me where you'd get a 3D tv for a weeks dole and i'll buy one for you and everyone else in this thread.


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    #13
    mickdw
    Registered Users Posts: 23,374 ✭✭✭✭mickdw


    super-rush wrote: »
    Show me where you'd get a 3D tv for a weeks dole and i'll buy one for you and everyone else in this thread.

    Can I be first in line for a tele!

    1 weeks dole (typical family):

    man & wife = €312.80
    4 children = €119.20

    total = €432 (From citizen information)


    http://www.pixmania.ie/ie/uk/19998/xx/xx/8/3/criteresn.html?sSortInfo=Prix-ASC&srcid=391&mctag=gu_goog_201&gclid=COu6kaLphqwCFUtB4QodYiEn_Q


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    #14
    Super-Rush
    Registered Users Posts: 19,473 ✭✭✭✭Super-Rush


    mickdw wrote: »
    Can I be first in line for a tele!

    1 weeks dole (typical family):

    man & wife = €312.80
    4 children = €119.20

    total = €432 (From citizen information)


    http://www.pixmania.ie/ie/uk/19998/xx/xx/8/3/criteresn.html?sSortInfo=Prix-ASC&srcid=391&mctag=gu_goog_201&gclid=COu6kaLphqwCFUtB4QodYiEn_Q

    For that you deserve one :pac:


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    #15
    Joe10000
    Registered Users Posts: 1,295 ✭✭✭Joe10000


    Ok sorry, I withdraw all my comments from this thread, I had missed the spec. of the tv wanted.


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    #16
    maxer68
    Closed Accounts Posts: 1,076 ✭✭✭maxer68


    Etnies wrote: »
    Littlewoods..

    at 39.9% interest per year.:eek: - even some money lenders would be embarrassed at that rate.


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    #17
    maxer68
    Closed Accounts Posts: 1,076 ✭✭✭maxer68


    neiler987 wrote: »
    hey im not sure if im in the right thread or not but i was just wondering if anyone would know if and were i could purchase a 3D TV say on hire purchase through my direct debit ?

    would i have to pay a deposit based on the price of the TV ??

    Any help would be appreciated thanks

    3D is a waste - it is of no use whatsoever. It will disapear fairly quickly as the extra cost of making the programmes is not covered by any premium paid.

    If you need to buy on HP or similar, then it suggests you shouldn't be buying it / can't really afford it. A decent 32" - 37" TV will give you as much quality as you will ever need and you'll get it for well under €400.


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    #18
    MrFrisp
    Registered Users Posts: 2,236 ✭✭✭MrFrisp


    This one might look ok....Although personally I wouldn't shop from there...

    http://www.florgriffin.ie/Entertainment/WALKER-WP3211LCD.html






    .


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