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Buying a house in California

  • 08-11-2011 10:04pm
    #1
    Funkyman
    Registered Users Posts: 46 ✭


    Hi all,
    My wife and I are moving back to San Francisco in the next year or two and hopefully if we get some stable employment will be in line to buy a house.
    My question is about the amount of time we would have to be employed (I heard 2 years) before we could get a mortgage ?. My american wife has a job in marketing here and I am a graduate electrical engineer and also an electrician.

    Any replies would be welcome, thanks.


Comments

  • #2
    silja
    Registered Users, Registered Users 2 Posts: 2,921 ✭✭✭silja


    How long has your wife been out of the USA? I ask because getting a mortgage/ decent rates in the USA depends a lot on your credit score (hence the two years to build up one), but if she hasn't been gone too long, her credit score from before may still count.


  • #3
    Funkyman
    Registered Users Posts: 46 ✭Funkyman


    She is in Ireland approximately 6 years now. I presume though that even if we could use her credit score we would still have to wait 2 years for my score to be built up if it was a joint mortgage application.


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