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help with dole

  • 14-11-2011 11:51pm
    #1
    Closed Accounts Posts: 11


    Hi,

    I am currently a mature student but due to cuts in my grant i am unable to continue in college (Bills mounting up). So my choice is too struggle through college and get my degree and have bad credit rating, or leave now and go job hunting.

    I am lucky because my old boss is able to hire me again, but not until january. I am wondering if i leave college now, would i be able to get the dole until January? I should have enough tax credits as i had a good paid job and worked many years before i left to go to college.

    Thanks for your advice :)


Comments

  • Registered Users, Registered Users 2 Posts: 522 ✭✭✭Lugh Ildanach


    There are two possibilities depending on your PRSI record. To get Jobseekers Benefit you must have sufficient credits in the relevant years. They start with two years prior to the year of claim. So if you make your claim in 2011, they will first look at 2009. There are a number of different ways to make up the necessary credits, but if you have been out of the workforce for a while, then you may find that you don't have enough.

    Check here to see if you have sufficient credits http://www.welfare.ie/EN/Schemes/JobseekerSupports/JobseekersBenefit/Pages/jb.aspx

    There is also the issue of whether you have suffered a "loss of employment". This is another requirement of Jobseekers Benefit, and generally you must have suffered the loss of at least one day's employment within the past year to qualify. If you haven't worked at all over the past year, then you may fall foul of this rule.

    If you don't don't qualify for Jobseekers Benefit, then you can apply for Jobseekers Allowance. This is not based on PRSI credits, and is means tested, so any other income that you or any spouse/partner have will be taken into account in assessing your eligibility.

    For either payment you will need evidence from your college that you have left.


  • Registered Users, Registered Users 2 Posts: 2,194 ✭✭✭saa


    don't you have to wait three months after leaving a course to apply for JSA/JSB?
    maybe that's just for under 23's


  • Closed Accounts Posts: 955 ✭✭✭LovelyHurling


    loribells wrote: »
    Hi,

    I am currently a mature student but due to cuts in my grant i am unable to continue in college (Bills mounting up). So my choice is too struggle through college and get my degree and have bad credit rating, or leave now and go job hunting.

    I am lucky because my old boss is able to hire me again, but not until january. I am wondering if i leave college now, would i be able to get the dole until January? I should have enough tax credits as i had a good paid job and worked many years before i left to go to college.

    Thanks for your advice :)

    Sorry if this is a terribly cynical answer but if I were in your position, and depending on the amount of time you have left remaining in college, I might be tempted to quit my course, be jobless for the rest of the academic year, and then complete my course whilst on Back To Education Allowance, which will allow you to work part time and retain your rent assistance payments as well as your basic JSA.

    I know that's not a politically correct answer but I think it's a realistic 'lesser evil' solution faced by people in your sort of situation.


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