MBNA

KingKenny77

MBNA are pissing me off. I can't make the minimum payments for the moment, I've told them that, but I will pay €100 a month for the next 4 months. But the phone keeps ringing, and they're charging me extra fees.

Anyone else having hassle with them?

dudara

Moved to Banking & Insurance & Pensions

dudara

chris85

KingKenny77 wrote: »

MBNA are pissing me off. I can't make the minimum payments for the moment, I've told them that, but I will pay €100 a month for the next 4 months. But the phone keeps ringing, and they're charging me extra fees.

Anyone else having hassle with them?

Unfortunately charges will come with being unable to meet the minimum requirements and that is unavoidable.

In the long term if you have difficulties with money you should seek advice from MABS.

www.mabs.ie

wmpdd3

First, down load the budget sheet from the mabs website, fill it out.

Download the letter to creditors from the same site and send it to mbna ASAP. Include a copy of your budget and recent payslips etc as proof of your means.

Include you offer of €100 and a date when you think you will be able to review this. Ask for all interest and charges to be suspended, they dont have to do this but may do.

According to Mabs, the creditor can only contact you 3 times per calendar month.


Follow this guide:

http://www.mabs.ie/self-help-guide/

Worked for me.

Triman111

If you want my opinion on MBNA, don't bother with them. I wanted to close an account with them and asked them in writing and they closed the account but because there was a debit balance on the account, they allowed the interest charges to accrue for three months after asking them to clsoe the account, need I say more.

Liam D Ferguson

Triman111 wrote: »

If you want my opinion on MBNA, don't bother with them. I wanted to close an account with them and asked them in writing and they closed the account but because there was a debit balance on the account, they allowed the interest charges to accrue for three months after asking them to clsoe the account, need I say more.

You owed them money and you asked them to close the account. Did you offer to pay them the money you owed them?

Deank

KingKenny77 wrote: »

MBNA are pissing me off. I can't make the minimum payments for the moment, I've told them that, but I will pay €100 a month for the next 4 months. But the phone keeps ringing, and they're charging me extra fees.

Anyone else having hassle with them?

I had the same issue with them last year, constant calls even though I was making the payments as agreed.

I've recently asked them for a copy or audio recording of agreement to payment protection, not a peep from them, am thinking going down the legal route to get back PP that I have no recollection of signing up for.

Hateful company to deal with, I cannot wait to close my account.

Triman111

Hi Liam, thanks for your question, yes at the time I offered to pay the money due and they agreed and closed the account, but the charges kept coming. Intolerable. Finally sorted yesterday only after long insistence and much time. Stay away from this awful company folks.

Liam D Ferguson

Triman111 wrote: »

Hi Liam, thanks for your question, yes at the time I offered to pay the money due and they agreed and closed the account, but the charges kept coming. Intolerable. Finally sorted yesterday only after long insistence and much time. Stay away from this awful company folks.

If you have a record that you paid off everything that you owed and they charged you after this, I hope they refunded you such charges.

BuffyBot

Please don't pull up old threads