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House Insurance

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  • 14-12-2011 4:47pm
    #1
    Auvers
    Closed Accounts Posts: 2,987 ✭✭✭


    anyone know of any deals with general house insurance? got one last year with TSB with 3 months free


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    #2
    dennyire
    Registered Users Posts: 1,835 ✭✭✭dennyire


    Auvers wrote: »
    anyone know of any deals with general house insurance? got one last year with TSB with 3 months free

    Try 123.ie...due to cutbacks I have reviewed all my insurances and have found they have beaten everyone hands down and are so efficient and helpful

    House insurance ....half my previous policy and much better than anyone else

    My motor and wifes motor...huge reduction

    Mortgage protection...at least 30% better than best of the others

    Also if you combine motor with house etc you get further discouints

    Nothing but good comments about them from me


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    #3
    vicwatson
    Registered Users Posts: 28,404 ✭✭✭✭vicwatson


    Or www.chill.ie or www.insure.ie


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    #4
    paddy147
    Banned (with Prison Access) Posts: 15,858 ✭✭✭✭paddy147


    Be carefull with mortgage protection policies.

    Alot of them are more or less "legal scams" (as said by a FLAC solicitor),where they (insuirance companies) get out of paying you any reasonable amount of money in the event of you losing you,re job or becomming ill and not able to work..


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    #5
    paddy147
    Banned (with Prison Access) Posts: 15,858 ✭✭✭✭paddy147


    These cheap polices are all well and good,but you have to check the fine print for things like "excess" amount and what you are actually not covered for.

    Beware of what you go for,and do not sign up to anything or pay out for any policy without 1st reading an actual hard copy of the policy details.

    So many people get caught out by signing up over the phone or online,without actually asking for a hard copy to be posted out to them 1st.


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    #6
    vicwatson
    Registered Users Posts: 28,404 ✭✭✭✭vicwatson


    paddy147 wrote: »
    Be carefull with mortgage protection policies.

    Alot of them are more or less "legal scams" (as said by a FLAC solicitor),where they (insuirance companies) get out of paying you any reasonable amount of money in the event of you losing you,re job or becomming ill and not able to work..

    You won't get a mortgage without a mortgage protection policy, perhaps you are confusing it with an income protection policy?


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    #7
    noital
    Registered Users Posts: 22 ✭noital


    paddy147 wrote: »
    Be carefull with mortgage protection policies.

    Alot of them are more or less "legal scams" (as said by a FLAC solicitor),where they (insuirance companies) get out of paying you any reasonable amount of money in the event of you losing you,re job or becomming ill and not able to work..

    Mortgage protection pays out on death. Your describing income protection.


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    #8
    deelite
    Registered Users Posts: 2,876 ✭✭✭deelite


    Auvers wrote: »
    anyone know of any deals with general house insurance? got one last year with TSB with 3 months free

    We had tab last year but this year it was too dear. We got the best quote from The AA this year they were 200 cheaper than tsb


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