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Should I get out my money of PTSB Bank?

  • 14-12-2011 7:41pm
    #1
    gh1979
    Closed Accounts Posts: 41 ✭


    It is said that Irish Life's share (stock market) for PTSB is doing so poor. If so, it may be risky to affect PTSB accountholders, like Northern Rock bank in 2007. Also, I would get out my money of PTSB, and then I would look for a safer bank that would suit my circumstances. Is the Government's guarantee deposit scheme for the Irish banks over?

    Any comments would be appreciated.

    Thank you.


Comments

  • #2
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    Is it over the 100k?

    If not what's the issue, after all did anyone loose money in northern rock? As in standard depositors?


  • #3
    Sarn
    Registered Users, Registered Users 2 Posts: 3,091 ✭✭✭Sarn


    Funnily, Northern Rock Ireland deposits are being transferred over to PTSB in the new year. The accounts are covered by the government guarantee. It comes down to how much faith you have in that.


  • #4
    gh1979
    Closed Accounts Posts: 41 ✭gh1979


    unclebill98 wrote: »
    Is it over the 100k?

    If not what's the issue, after all did anyone loose money in northern rock? As in standard depositors?

    It is under the 100K.

    Northern Rock accountholders got out all of their money in 2007.


  • #5
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    For some reason I read that wrong.

    I don't think the dep protection scheme is over. But as said, if the Irish government had to use it it would cost a lot, not sure how safe it actually is.


  • #6
    gh1979
    Closed Accounts Posts: 41 ✭gh1979


    Sarn wrote: »
    Funnily, Northern Rock Ireland deposits are being transferred over to PTSB in the new year. The accounts are covered by the government guarantee. It comes down to how much faith you have in that.

    How did you find out that Northern Rock Ireland deposits are being transferred over to PTSB in the near year?


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  • #7
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,731 ✭✭✭GerardKeating


    gh1979 wrote: »
    How did you find out that Northern Rock Ireland deposits are being transferred over to PTSB in the near year?

    Here

    here

    here

    here


  • #8
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,731 ✭✭✭GerardKeating


    gh1979 wrote: »
    It is under the 100K.

    They is make no real difference, since all the Irish Banks are covered by the same government guarantee.
    gh1979 wrote: »
    Northern Rock accountholders got out all of their money in 2007.

    Actually no, it's still trading, they even updated their web site with the DIRT changes in last week budget..


  • #9
    Sarn
    Registered Users, Registered Users 2 Posts: 3,091 ✭✭✭Sarn


    gh1979 wrote: »
    How did you find out that Northern Rock Ireland deposits are being transferred over to PTSB in the near year?

    I maintained an account with them through their crisis and still have it, well, up to the end of the year.


  • #10
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Please see the sticky thread about these sort of topics


This discussion has been closed.
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