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insurence for a car

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  • 19-02-2012 9:42pm
    #1
    kevin-46
    Registered Users Posts: 285 ✭✭


    is it true you dont need insurance for a car in australia??


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    #2
    puzzle factory
    Registered Users Posts: 567 ✭✭✭puzzle factory


    car has to be rego'd that gives you third party insurance.


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    #3
    kevin-46
    Registered Users Posts: 285 ✭✭kevin-46


    so if i buy a car over there u dont need insurance a friend off mine was tell me but dont know its true


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    #4
    Zambia
    Closed Accounts Posts: 7,333 ✭✭✭Zambia


    You do need to pay rego you Dont need to have other private insurance.


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    #5
    CrackisWhack
    Registered Users Posts: 852 ✭✭✭CrackisWhack


    To drive a car in Australia it must have Rego, which is your car tax, 3rd party insurance, and certificate of road worthiness all in one.

    It costs around $1,000 per year, when your buying a car some cars will have Rego for 3 months(ie the rego stays with the car and can be factored into the sale price).


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    #6
    kevin-46
    Registered Users Posts: 285 ✭✭kevin-46


    wat rego


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    #7
    hussey
    Registered Users Posts: 6,240 ✭✭✭hussey


    You need rego or CTP (compulsory third party) which only covers personal injury of the third person not damages to the car.
    You must buy 3rd party damage separately, but is optional

    If the car is more than 5 years you need a car inspection report too.


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    #8
    elle
    Closed Accounts Posts: 321 ✭✭elle


    Bought a car about 3 weeks ago and was under the impression the 3rd Party Insurance you get with Rego was 3rd party fire & theft ... was put straight by a guy in work so I sorted out 3rd party property,fire & theft pretty cheap. I think I'm paying $20 a month for mine which is fine ... pretty simple to sort it out!!


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    #9
    mandrake04
    Registered Users Posts: 4,435 ✭✭✭mandrake04


    kevin-46 wrote: »
    wat rego

    Rego is like Road tax, you cant get your car Registered (Road taxed) unless you get the CTP (also called a greenslip) hussey mentioned.

    In NSW Rego is a fixed price worked out by the weight of the car ie.

    Astra $272
    Commodore $321
    Land Cruiser Prado $459


    CTP price depends on your vehicle and details.


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    #10
    skyboy87
    Registered Users Posts: 11 ✭skyboy87


    just wondering if i buy a car with 4 months rego but dosnt have a rwc can i drive it for the four months without getting the car inspected?


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    #11
    hussey
    Registered Users Posts: 6,240 ✭✭✭hussey


    skyboy87 wrote: »
    just wondering if i buy a car with 4 months rego but dosnt have a rwc can i drive it for the four months without getting the car inspected?
    Yep, if it needs one then it will already have a RWC valid until end of rego.


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    #12
    Hasmunch
    Registered Users Posts: 929 ✭✭✭Hasmunch


    skyboy87 wrote: »
    just wondering if i buy a car with 4 months rego but dosnt have a rwc can i drive it for the four months without getting the car inspected?
    hussey wrote: »
    Yep, if it needs one then it will already have a RWC valid until end of rego.


    Do you not need a new RWC for transfer of ownership of the car?


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    #13
    Jimoslimos
    Registered Users Posts: 4,930 ✭✭✭Jimoslimos


    Hasmunch wrote: »
    Do you not need a new RWC for transfer of ownership of the car?
    Depends on the state,
    NSW - No
    Queensland - Yes, I think
    Not sure about the rest


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    #14
    Hasmunch
    Registered Users Posts: 929 ✭✭✭Hasmunch


    Jimoslimos wrote: »
    Depends on the state,
    NSW - No
    Queensland - Yes, I think
    Not sure about the rest


    Cheers, was confused because Victoria requires one for transfer of ownership but not for renewal of rego.


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    #15
    skyboy87
    Registered Users Posts: 11 ✭skyboy87


    Jimoslimos wrote: »
    Depends on the state,
    NSW - No
    Queensland - Yes, I think
    Not sure about the rest

    ill be in queensland so if you do need a rwc for change of ownership does that mean i cant buy a car unless it has a rwc even if its being sold with rego?


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